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Mortgage Investment Opportunities for Private Investors Since 1980
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PRIVATE CLIENT NEWSLETTER
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Volume 3: Issue 8 | Date: September 25, 2019
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You are receiving this letter because you are either a high-net-worth client of Blackburne & Sons Realty Capital Corporation (since 1980) or you once applied for a commercial real estate loan of $1 million or more using C-Loans.com or CommercialMortgage.com. Blackburne & Sons and C-Loans, Inc. are sister companies.
Today we’ll discuss how the U.S. is unprepared for a missile war - even with Iran. We also have lots of cute, clean jokes, some funny pics, and the single most wonderful video that you have EVER seen. In this age of YouTube, this is a helluva claim. If you do nothing else with the newsletter, at least scroll to the bottom and view this video.
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Joke Du Jour
The tot had just been put to bed for the umpteenth time, and his mother's patience was wearing thin. "I don't want to hear you call out, ‘Mom’, one more time!" she warned him sternly. After a few minutes of quiet, a small voice came from upstairs, "Mrs. Jones? Can I have a drink of water?”
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You Are Now a Private Client of Blackburne & Sons
Please be sure to tell us when you call. "George asked me to mention that I am a Private Client of the firm.”
My loan officers are trained to snap to attention. Our commercial mortgage office number is 916-338-3232.
Alternatively, you can apply for a commercial real estate loan or a non-owner-occupied home loan:
Click HERE to apply for a loan
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Popcorn Joke
"The man responsible for making popcorn a movie theater snack has passed away. His family was going to get him a regular casket, but then decided to get the extra large one. It was a better deal because it came with a medium Coke." — David Letterman
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Earn Up to 12% Interest in Your IRA or Your Kid’s College Fund
It is important that you please grasp the concept that you could be borrowing from Blackburne & Sons against some rental or commercial property at the very same time that you are using your IRA to invest $30,000 in one of our first trust deed investments. Many of our biggest trust deed investors first came to us twenty years ago as commercial property borrowers.
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You probably have money set aside for your retirement and for the cost of college for your children and grandchildren. It shouldn't all be invested in the stock market. In California, the first trust deed investment business is huge. A recent law change - the JOBS Act - now allows accredited investors nationwide to also invest in these same first trust deeds and first mortgages.
Please click here to receive investment offerings.
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Sock Joke (You long-suffering mothers should like this one.*)
My kids wanted to know what it's like to be a mom, so I woke them up at 2:00 a.m. to let them know my sock came off.
*If President Trump died and made me king, I would ask every business in the country to give preference to mothers of more than two children. Preferred parking. Early boarding of airlines (not just those with young children). Special discounts. This country desperately needs more children, and it starts with showing appreciation. My two cents.
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Very Reasonable Investment Scheduled to Yield 26% Annually
As you consider this investment scheduled to yield 26%, please keep in mind that Blackburne & Sons has been in business for almost forty years, and that I am an attorney licensed in both California and Indiana. This is a real life deal, and I personally believe that this is the best investment we have ever offered in our 39 years in business (established 1980). Why? Because this developer has built sixty hotels. Sixty! Is this a risk-free investment? Of course not, but he probably got pretty good at building hotels after his third completed hotel.
Property Investment Bulletin
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ATM Joke
I saw a lad standing on one leg at an ATM. Confused, I asked him what he was doing. He said he was just checking his balance.
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Want to Speak With a Loan Officer From Blackburne & Sons?
Blackburne & Sons, our private money commercial lending company, continues to seek slightly-flawed first mortgages between $100,000 to $1.5 million on standing commercial properties nationwide.
To apply for a private money commercial loan from Blackburne & Sons, please click on your favorite loan officer below to send them an email:
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Cat Caller Joke
I was at a yard sale one day and saw a box marked, “Electronic cat and dog caller — Guaranteed to work.” I looked inside and was amused to see an electric can opener.
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- Today's Observations -
The U.S. is Unprepared For a Missile War
Every day, I read SmartNews, a free app that aggregates news stories from dozens of different publications. Included in that list of publications are a half-dozen military journals. The articles, written by retired generals, admirals, and military analysts, are very disturbing. The US, despite its huge military budget, is woefully unprepared for the upcoming War of Missiles.
Last week I read a very disturbing article in a military journal about the Iranian drone and missile attack this week on that Saudi oil distribution facility. The author pointed out that our advanced missile and drone radar detection system completely missed the attack! The Iranian drones and missiles flew right through our radar detection fields, and we did not pick them up.
The emergence of missile warfare reminds me a lot of the emergence of the longbow in the Middle Ages. Until the Battle of Crecy in 1346, the mounted knight was the master of the battlefield. These immensely muscular and fit knights would practice for two hours per day, easily swinging heavy swords that most layman could barely lift. When you gave them armor and an armored horse, these monsters were almost unstoppable. They were the main battle tanks of their day.
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King Richard the Lionhearted, 6 feet 5 inches tall, was one such beast. Ambushed and greatly outnumbered in 1162, at the Battle of Jerusalem, Richard rallied his disordered troops and personally led a counterattack. No one could stand in front of him. King Richard was simply unstoppable. The enemy was routed, and Jerusalem was recaptured.
In 1461, at the Battle of Towton (the bloodiest battle ever on British soil), King Edward IV - another armored giant - took a position at the head of a large wedge of knights to rout, and then to slaughter, the Lancastrian army, even though the Yorkists were outnumbered two-to-one. The Lancastrian longbow men were out of arrows, and King Edward was personally unstoppable. By the way, the book, Game of Thrones, was based on the War of the Roses in Britain.
The Battle of Crecy changed the age of the offense into the age of defense. Until this battle, charging knights ruled the battlefield. At Crecy, a tiny English army (14,000 men) took refuge on a hill. The English created trenches and other horse defenses, and then they stood behind them with their 5,000 longbow men. Almost one-hundred-thousand French mounted knights and men-at-arms repeatedly charged up that hill.
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Using arrows with bodkin heads, which easily penetrated armor, the English archers slaughtered the charging knights. So many knights were killed that it has been said that the French lost the cream of their nobility. The bloody battle ended the Age of Chivalry - the age of the knights. The Battle of Crecy also marked the end of the advantage then being enjoyed by the offense in warfare.
The development of cannon and Hitler's blitzkriegs marked the return of the advantage to the offense. Cannon had a longer range than the longbow. Castles could no longer stand before an artillery barrage. Hitler's tanks and dive bombers crushed the French army. With the rise of aircraft carriers and air power, that advantage to the offense in warfare has remained... until now.
I greatly fear, however, that the military advantage is once again swinging in favor of the defense. How can our aircraft carriers approach and destroy targets in China, or even in Iran, when their long-range surface-to-sea missiles can sink our carriers from hundreds of miles away? In a war against Iran, we could easily lose an aircraft carrier and its crew of 3,000 brave, young sailors and airmen.
The U.S. military no longer dominates the battlefield. Unfortunately, we have been preparing for decades to fight the last war, not a modern war of missiles.
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Space Joke
Daughter: You're invading my personal space.
Mother: You came out of my personal space.
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Need a Commercial Real Estate Loan?
C-Loans.com is a commercial mortgage portal. It will take you just four minutes to complete your mini-app.
Then C-Loans will sort through its databank of 750 commercial lenders and produce for you a custom-generated Suggested Lender List containing twenty to thirty lenders who are perfect for your particular deal.
You put a check mark next to six lenders and then press, "Submit." Within minutes hungry commercial lenders will be contacting you with offers.
Apply Now!
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Swim Call Joke
When our ship stopped in the Atlantic Ocean for a 'swim call,' the chief boatswain noticed how nervous I was. "Don't worry," he assured me. "You are never more than three miles from land." Then he added, "Straight down.”
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Here's Why You Want to Stay Close to Blackburne & Sons
Founded in 1980, Blackburne & Sons is an old-time syndicator. There are very few of us left. The Tax Reform Act of 1986 pretty much nuked the whole syndication industry off the face of the Earth. Because you know a syndicator, you now have access to some special money.
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If you need a fix and flip loan, a buy-to-rent loan, a bridge loan, or even a permanent loan on, say, on your single-wide trailer park in Georgia, we'll make you a private money loan. We've been syndicating hard money loans for 38 years.
If you have some dough set aside for your kid's college, and you want to be extra careful with it, we'll put you into a first trust deed investment (8% to 12% yields) on, say, a nice 8-unit apartment building in San Jose, California.
Let's suppose you are richer than Crassus, and you want to speculate in 11% and 12% first trust deeds. We've got them.
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Do you find yields of even 11% to 12% too tame? Want a chance to earn 16% or 25%? We put together syndicates to provide developers with construction equity:
Roseburg Marriott Fairfield Inn Investment Bulletin
Please be very wise and play close attention to the following:
Because every loan we make is a new syndicate (as opposed to a fund investment), Blackburne & Sons is always in the market.
When the stock market has fallen by 40%, when real estate values are falling like a knife, and when your own bank is too terrified to lend you a dime, Blackburne & Sons always has a group of savvy investors willing to lend - admittedly at a price - when blood is running in the streets. We are one of a tiny handful of lenders who remained in the market, making loans, every single day of the Great Recession.
So stick close to us. Syndicators are pretty rare, and now you know one.
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New Bank Teller Joke
The bank manager noticed the new teller having problems with counting money and adding figures. “Where did you get your financial education?” he asked. “Yale.” replied the teller. “That’s very impressive.” said the manager. “What did you say your name was?” “Yim Yohnson,” came the proud answer.
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Quickly Find 30 Commercial Lenders For Your Deal
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Dentures Joke
A minister had all of his remaining teeth pulled out. New dentures were being made. The first Sunday, he only preached 10 minutes. The second Sunday, he preached only 20 minutes. On the third Sunday, he preached 1 hour and 25 minutes. When asked about this by some of the congregation, he responded, “The first Sunday, my gums were so sore it hurt to talk. The second Sunday, my new dentures were hurting me a lot. The third Sunday, I accidentally grabbed my wife's dentures. I don't know what happened, I just couldn't stop!”
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Apply to Blackburne & Sons For a (Very Soft) Hard Money Loan
Here is a scenario that might tickle you. You could have $100,000 from your self-directed IRA spread out among four or five first trust deeds from Blackburne & Sons, and at the very same time you could be borrowing $250,000 from Blackburne & Sons on an apartment building that you are fixing up in Boston. Not every hard money lender is the same. Our loans have a 30-year amortization (almost interest-only), a 15-year term, and no prepayment penalty. You never want to have a hard money loan ballooning during a recession.
Apply for a commercial loan or business-purpose home loan from Blackburne & Sons.
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Black and White Joke
Q: What is black, white, black, white, black, white?
A: A penguin rolling down the stairs.
No cute little penguins were hurt in the making of this joke.
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FREE Commercial Real Estate Finance Training
From an Industry Veteran And Attorney
The C-Loans Blog: info.c-loans.com
Every week we publish one or two new blog articles that train commercial brokers in commercial real estate finance. We try to have fun with it, including lots of funny pics. If you want access to this FREE training, subscribe to George's blog by clicking the button below.
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Video - The Most Wonderful Video of Your Life
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Final Funny
A woman visited a psychic of some local repute. In a dark and gloomy room, gazing at the Tarot cards laid out before her, the Tarot reader delivered the bad news: "There is no easy way to say this so I'll just be blunt: Prepare yourself to be a widow. Your husband will die a violent death this year."
Visibly shaken, the woman stared at the psychic's lined face, then at the single flickering candle, then down at her hands. She took a few deep breaths to compose herself. She simply had to know.
She met the Tarot reader's gaze, steadied her voice and asked, "Will I get away with it?"
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ANGELA VANNUCCI
Executive Vice President
CA DRE #1425852 / NMLS #389465
BLACKBURNE & SONS
Realty Capital Corporation
4811 Chippendale Drive, Suite 101
Sacramento, CA 95841
P: (916) 338-3232
F: (916) 338-2328
CA DRE #00829677 / NMLS #103430
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A member of the Blackburne Family of Companies
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