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Mortgage Investment Opportunities for Private Investors Since 1980

PRIVATE CLIENT NEWSLETTER

Volume 3: Issue 3 | Date: April 23, 2019

You are receiving this letter because you are either a high-net-worth client of Blackburne & Sons Realty Capital Corporation (since 1980) or you once applied for a commercial real estate loan of $1 million or more using C-Loans.com or CommercialMortgage.com. Blackburne & Sons and C-Loans, Inc. are sister companies.


Today we are going to talk about the likelihood that Trump's new trade deal with China will ever get ratified. We also have lots of cute, clean jokes, some funny pics, and a scary video of a pretty woman trying to throw an axe. It does NOT go well.

 

Joke Du Jour


One of our patients wasn't taking any chances. Prior to her operation, she taped notes to her body for the surgeon... "Take your time," "Don't cut yourself," "No need to rush," "Wash your hands…" After surgery, as I helped the patient back into her bed, we discovered a new note taped to her, this one from the doctor, "Has anyone seen my wristwatch?”

 

Camping in Florida

 

Earn Up to 12% Interest in Your IRA or Your Kid’s College Fund

It is important that you please grasp the concept that you could be borrowing from Blackburne & Sons against some rental or commercial property at the very same time that you are using your IRA to invest $30,000 in our one of our first trust deed investments. Many of our biggest trust deed investors first came to us twenty years ago as commercial property borrowers.

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You probably have money set aside for your retirement and for the cost of college for your children and grandchildren. It shouldn't all be invested in the stock market. In California, the first trust deed investment business is huge. A recent law change - the JOBS Act - now allows accredited investors nationwide to also invest in these same first trust deeds and first mortgages.

Please click here to receive investment offerings.


 

Ticket Picture Joke


A motorist was mailed a picture of his car speeding through an automated radar. A $40 speeding ticket was included. Being cute, he sent the police department a picture of $40. The police responded with another mailed photo -- of handcuffs.

 

You Are Now a Private Client of Blackburne & Sons

Please be sure to tell us when you call. "George asked me to mention that I am a Private Client of the firm.”


My loan officers are trained to snap to attention. Our commercial mortgage office number is 916-338-3232. 

Alternatively, you can apply for a commercial real estate loan or a non-owner-occupied home loan:

Click HERE to apply for a loan 

 

Very Reasonable Investment Scheduled to Yield 26% Annually

As you consider this investment scheduled to yield 26%, please keep in mind that Blackburne & Sons has been in business for almost forty years, and that I am an attorney licensed in both California and Indiana. This is a real life deal, and I personally believe that this is the best investment we have ever offered in our 39 years in business (established 1980). Why? Because this developer has built sixty hotels. Sixty! Is this a risk-free investment? Of course not, but he probably got pretty good at building hotels after his third completed hotel.

Property Investment Bulletin

 

Lost Joke


Five year old Little Johnny was lost, so he went up to a policeman and said, "I've lost my dad!" The policeman said, "What's he like?" Little Johnny replied, "Beer and women!”

 

Want to Speak With a Loan Officer From Blackburne & Sons?

Blackburne & Sons, our private money commercial lending company, continues to seek slightly-flawed first mortgages between $100,000 to $1.5 million on standing commercial properties nationwide.

To apply for a private money commercial loan from Blackburne & Sons, please find your favorite loan officer below:

 

Pilot Joke


"I used to be an airline pilot. I got fired because I kept locking the keys in the plane. They caught me on a 20-foot extension ladder with a coathanger." -- Steven Wright

 

- TODAY'S OBSERVATIONS -

The China Trade Deal Might Not Get Ratified

Historical note: The League of Nations was established at the end of World War I as an international peacekeeping organization. Although US President Woodrow Wilson was an enthusiastic proponent of the League (heck, he was its biggest proponent), the United States failed to officially join the League of Nations due to opposition from isolationists in Congress.

On April 18, 2019, the U.S. International Trade Commission (ITC) submitted an economic analysis of the United States-Mexico-Canada Agreement (USMCA), President Trump’s signature trade agreement meant to replace NAFTA. The Commission’s model estimates that the USMCA will raise U.S. real GDP by $68.2 billion and create 176,000 U.S. jobs. Despite the improvement over NAFTA, House Democrats have made it clear that they won’t accept the NAFTA revision that President Trump has forced on Canada and Mexico in its present form. Among other things, they want stronger, more enforceable labor standards.

There are reports that the new trade agreement with China may be signed within the next six weeks. Those of you who are big stock market investors are reminded of the old adage, “Buy the rumor, and sell the news.” The problem is that the Democrats despise President Trump, and they will be very reluctant, after all of their criticism, to give Trump a big political victory right before 2020 election. Their argument will be this new trade agreement can be enforced in court, including in Chinese courts. The Chinese will have jurisdiction over U.S. companies? Hmmm. If Congress refuses to ratify the treaty, the stock market will not be happy.

Currently trade disputes (they won’t let us sell our cheaper Oregon chopsticks in China) have to be settled according to the dispute resolution rules of the World Trade Organization (“WTO”), which takes about four years and costs hundreds of thousands of dollars in legal fees. Many of the injured companies are forced out of business long before they ever get a final ruling.

The new trade agreement with China purportedly has language that the injured company can bring a court action in his own country for relief. The problem with this is that it subjects U.S. companies to rulings by a Communist-Party-directed Chinese court, whose independence is highly questionable. 

Earn up to 12% Interest

 

Eating Disorder Joke

"For as long as I can remember, I've had an eating disorder: reverse anorexia. It's when I look in the mirror and think I'm really skinny.” — Lisa Gopman

 

Need a Commercial Real Estate Loan?

C-Loans.com is a commercial mortgage portal. It will take you just four minutes to complete your mini-app. Then C-Loans will sort through its databank of 750 commercial lenders and produce for you a custom-generated Suggested Lender List containing twenty to thirty lenders who are perfect for your particular deal. You put a check mark next to six lenders and then press, "Submit." Within minutes hungry commercial lenders will be contacting you with offers.

Apply Now!

 

Freezing Joke


"Ever see a skinny guy on a cold day? You know they tremble like Chihuahuas. Then you see a fat guy in a tank top -- nine degrees, he's sweatin'. Look at 'Titanic,' remember the boat goes into the icy cold waters? Skinny, little Leonardo: dead. Final scene, Kathy Bates on a rowboat, coat open, eating a hotdog.” — Greg Fitzsimmons

 

C O M M E R C I A L M O R T G A G E . C O M

Even More Commercial Lenders


We actually own another commercial mortgage portal, CommercialMortgage.com ("CMDC"). CMDC is a much easier and faster commercial mortgage portal than C-Loans. In addition, CMDC enjoys over 3,000 different commercial lenders.


So why shouldn't you just always use CommercialMortgage.com? Unlike CMDC, C-Loans.com actually allows you to submit your commercial loan to dozens and dozens of commercial lenders, six lenders at a time. But if C-Loans doesn't produce just the right lender, then you should move on to CommercialMortgage.com. And best of all, both our our commercial mortgage portals are 100% free.

 

Germaphobe Joke

"It's paralyzing being a germaphobe. Lots of places are really paralyzing to me. Laundromats have these baskets on wheels. Some guy will come in with a big bag of disgusting laundry, put it in the basket, and move it into the washer. And I'm supposed to take my clean laundry out of the dryer, put it in that exact same basket? I don't mind something having a dual purpose, but can't it be like, 'What's that big green box over there?' 'Oh that's a dumpster, and we also use that to store soup.’” -- Todd Barry

 

Here's Why You Want to Stay Close to Blackburne & Sons

Founded in 1980, Blackburne & Sons is an old-time syndicator. There are very few of us left. The Tax Reform Act of 1986 pretty much nuked the whole syndication industry off the face of the Earth. Because you know a syndicator, you now have access to some special money.


If you need a fix and flip loan, a buy-to-rent loan, a bridge loan, or even a permanent loan on, say, on your single-wide trailer park in Georgia, we'll make you a private money loan. We've been syndicating hard money loans for 38 years.


If you have some dough set aside for your kid's college, and you want to be extra careful with it, we'll put you into a first trust deed investment (8% to 12% yields) on, say, a nice 8-unit apartment building in San Jose, California.


Let's suppose you are richer than Crassus, and you want to speculate in 11% and 12% first trust deeds. We've got them.


Do you find yields of even 11% to 12% too tame? Want a chance to earn 16% or 25%? We put together syndicates to provide developers with construction equity:


Roseburg Marriott Fairfield Inn Investment Bulletin



Do you own any first mortgage notes? Want to sell a note at a discount? Better yet, why not simply borrow against it? This is called a hypothecation, and we do 'em.


Please be very wise and play close attention to the following:

 

Because every loan we make is a new syndicate (as opposed to a fund investment), Blackburne & Sons is always in the market.


When the stock market has fallen by 40%, when real estate values are falling like a knife, and when your own bank is too terrified to lend you a dime, Blackburne & Sons always has a group of savvy investors willing to lend - admittedly at a price - when blood is running in the streets. We are one of a tiny handful of lenders who remained in the market, making loans, every single day of the Great Recession.


So stick close to us. Syndicators are pretty rare, and now you know one. 

 

Video - Horrible Axe Throwing Incident

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Apply to Blackburne & Sons For a (Very Soft) Hard Money Loan


Here is a scenario that might tickle you. You could have $100,000 from your self-directed IRA spread out among four or five first trust deeds from Blackburne & Sons, and at the very same time you could be borrowing $250,000 from Blackburne & Sons on an apartment building that you are fixing up in Boston. Not every hard money lender is the same. Our loans have a 30-year amortization (almost interest-only), a 15-year term, and no prepayment penalty. You never want to have a hard money loan ballooning during a recession. Apply for a commercial loan or business-purpose home loan from Blackburne & Sons.

 

FREE Commercial Loan Brokerage Training

From an Industry Veteran And Attorney

The C-Loans Blog: info.c-loans.com

Every week we publish one or two new blog articles that train commercial brokers in commercial real estate finance. We try to have fun with it, including lots of funny pics. If you want access to this FREE training, subscribe to George's blog by clicking the button below.

 

Final Funny (PG-13)


A farmer in the country noticed that a gentleman would fish at the lake (close to the farmer's house) and would always leave with a stringer full of fish. 


The fellow had a boat but a fishing pole was not to be seen. The farmer mentioned the situation to the game warden. The warden then started watching this man and all that the farmer said was true! The man would arrive at the lake in the morning and by early afternoon, he had a stringer full of fish. 


The warden dressed like a fisherman one day and approached the man. They exchanged pleasantries and the stranger asked the warden in disguise to come fish with him. They boated for 45 minutes and arrived at a secluded spot. 


The stranger then pulled out a stick of dynamite. The warden said, "I'm going to have to place you under arrest--I am a game warden and you are fishing illegally!" 


The stranger calmly lit the stick of dynamite and handed it to the warden. The stranger then said, "Are you gonna talk or fish?"

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ANGELA VANNUCCI

Executive Vice President

CA DRE #1425852 / NMLS #389465

BLACKBURNE & SONS

Realty Capital Corporation

4811 Chippendale Drive, Suite 101

Sacramento, CA 95841

P: (916) 338-3232

F: (916) 338-2328


CA DRE #829677 / NMLS #103430

 

A member of the Blackburne Family of Companies