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Volume 7: Issue 3 | Date: April 29, 2019

COMMERCIAL BROKER NEWSLETTER

You are receiving this letter because you either wrote to us or you are a commercial real estate broker client of either Blackburne & Sons or C-Loans, Inc. Today we are going to talk about the likelihood that Trump's new trade deal with China will ever get ratified. We also have lots of cute, clean jokes, some funny pics, and a scary video of a pretty woman throwing an axe. It does NOT go well.

Joke Du Jour

One of our patients wasn't taking any chances. Prior to her operation, she taped notes to her body for the surgeon... "Take your time," "Don't cut yourself," "No need to rush," "Wash your hands…" After surgery, as I helped the patient back into her bed, we discovered a new note taped to her, this one from the doctor, "Has anyone seen my wristwatch?”

Private Money Commercial Permanent Loans From $100K to $3.5M Nationwide

And don't forget, we will quickly and happily issue you a written Loan Approval Letter - at no charge - that you can use as a fallback and to lure cheaper lenders. After all, everyone wants to lend to you if you already have a commitment. Here is our latest rate sheet.

Blackburne & Sons is looking for commercial real estate loans that are not quite clean enough for a bank. Please click here to submit a hard money commercial loan or call me, Alicia Gandy, at (916) 338-3232 Ext. 310.

Ticket Picture Joke

A motorist was mailed a picture of his car speeding through an automated radar. A $40 speeding ticket was included. Being cute, he sent the police department a picture of $40. The police responded with another mailed photo -- of handcuffs.

- Today's Observation -

Trump's China Trade Deal Might Not Get Ratified

Historical note: The League of Nations was established at the end of World War I as an international peacekeeping organization. Although US President Woodrow Wilson was an enthusiastic proponent of the League (heck, he was its biggest proponent), the United States failed to officially join the League of Nations due to opposition from isolationists in Congress. Poor President Wilson worked his tail off to create this wonderful vehicle for peace, and he got torpedoed.

There are reports that the new trade agreement with China may be signed within the next six weeks. Those of you who are big stock market investors are reminded of the old adage, “Buy the rumor, and sell the news.” The problem is that the Democrats despise President Trump, and they will be very reluctant, after all of their criticism, to give Trump a big political victory right before 2020 election. Their argument will be this new trade agreement can be enforced in court, including in Chinese courts. The Chinese will have jurisdiction over U.S. companies? Hmmm. If Congress refuses to ratify the treaty, the stock market will not be happy.

Eating Disorder Joke

"For as long as I can remember, I've had an eating disorder: reverse anorexia. It's when I look in the mirror and think I'm really skinny.” — Lisa Gopman

We're Now Making Business Purpose Rental Home Loans in Most States

Apply Now! Please pay special attention to the following: Unlike other hard money brokers, Blackburne & Sons Realty Capital Corporation makes home loans with a 15-year term (30-year amortization), and there is NO prepayment penalty. Our competitors make just three-year or five-year bridge loans. Our loans are clearly better because you may want to hold the property. These loans are sometimes known as buy-to-rent loans.

Historically, Blackburne & Sons was mostly a commercial lender. This has now changed. We are aggressively aggressively seeking non-owner occupied home loans. We have already closed loans in the following states, and our attorney can quickly research your state to verify that we can lend there. Unfortunately, in a handful of states, an NMLS license is not enough; but we can definitely lend in the following states:

Unfortunately the following states are out:

• Nevada
• Minnesota
• Idaho
• Oregon
• South Dakota
• Vermont
• North Dakota
• Utah

What about YOUR state? If you have a real-life deal, we’ll hire our attorney to quickly research its availability.

The property has to be non-owner occupied, and the purpose of the loan must be for business. The nice thing about business purpose home loans from Blackburne & Sons is that our loans have a 30-year amortization, a 15-year term and no prepayment penalty.

Got a commercial deal nationwide or a business purpose, non-owner-occupied residential deal in one of the above states? Please call me:

Alicia Gandy

Loan Representative

P: (916) 338-3232 Ext. 310

gandy@blackburne.com

NMLS #389678

Freezing Joke

"Ever see a skinny guy on a cold day? You know they tremble like Chihuahuas. Then you see a fat guy in a tank top -- nine degrees, he's sweatin'. Look at 'Titanic,' remember the boat goes into the icy cold waters? Skinny, little Leonardo: dead. Final scene, Kathy Bates on a rowboat, coat open, eating a hotdog.” — Greg Fitzsimmons

Download Your Free Guide, "How To Find Houses To Flip"

Download your free guide here.

Submit Your “A” Quality Commercial Loans Using C-Loans

Borrowers and commercial brokers have closed over 1,000 commercial real estate loans totaling over $1 billion, so C-Loans clearly works. And C-Loans.com is FREE!

Apply for a loan now!

Hot-To-Trot To Make Fix and Flip Loans

Blackburne & Sons is making a huge push into fix and flip lending. Of course we will still make our private money permanent loans on commercial properties nationwide; but we are now also making fix and flip loans across the country.

Please click here to submit a fix and flip loan or a hard money commercial loan or call me, Alicia Gandy, at (916) 338-3232.

Germaphobe Joke

"It's paralyzing being a germaphobe. Lots of places are really paralyzing to me. Laundromats have these baskets on wheels. Some guy will come in with a big bag of disgusting laundry, put it in the basket, and move it into the washer. And I'm supposed to take my clean laundry out of the dryer, put it in that exact same basket? I don't mind something having a dual purpose, but can't it be like, 'What's that big green box over there?' 'Oh that's a dumpster, and we also use it to store soup.’” -- Todd Barry

Pilot Joke

"I used to be an airline pilot. I got fired because I kept locking the keys in the plane. They caught me on a 20-foot extension ladder with a coathanger." -- Steven Wright

Only Blackburne & Sons Can Do This

Blackburne & Sons has some truly unique and super cool programs:

• We'll give you a bridge loan on your commercial property for only one point! There is no prepayment penalty.
• We allow sellers to carry back a second mortgage behind our first mortgage.
• We will actually lend up to a 75% loan-to-value ration. Banks claim they will lend up to 75% LTV, but in real life they will only go 68% LTV.
• We offer private money (loose-goosey underwriting) commercial loans with 30-year payments and a 15-year term. Our competitors offer 2 to 3-year bridge loans. We offer 15-year permanent loans with no prepayment penalty. Never again will you have a balloon payment come due during a recession.
• We buy commercial first mortgages (usually at a discount).
• Instead of discounting your wonderful commercial first mortgage, consider pledging it as collateral for a smaller loan. This is called a hypothecation. We make loans secured by mortgage notes owned by the borrower.

Lost Joke

Five-year-old Little Johnny was lost, so he went up to a policeman and said, "I've lost my dad!" The policeman said, "What's he like?" Little Johnny replied, "Beer and women!”

Free Copy of The Blackburne List

Click here to get a free list of 200 commercial lenders, including at least five for every state.

The Blackburne List is a list of over 2,500 commercial lenders located nationwide. We spent almost $30,000 and three months updating this list, and we just finished updating it in 2019. The Blackburne List is available for purchase for just $79.95 at CommercialLenders.com. Is money tight? You can also buy one of our three Regional Lists (750+ lenders) for just $39.95.

You can also search The Blackburne List using CommercialMortgage.com for free.

Blonde Joke

A blonde suspects her boyfriend of cheating on her, so she goes out and buys a gun. She goes to his apartment unexpectedly, and when she opens the door she finds him in the arms of a redhead. The blonde is really angry. She opens her purse to take out the gun, and as she does so, she is overcome with grief. She takes the gun and puts it to her head. The boyfriend yells, "No, honey, don't do it!!!" The blonde replies, "Shut up, you're next!"

Learn Commercial Real Estate Finance - 9 Hour Video Training

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From an Industry Veteran And Attorney

The C-Loans Blog: info.c-loans.com

Every week we publish one or two new blog articles that train commercial brokers in commercial real estate finance. We try to have fun with it, including lots of funny pics. If you want access to this FREE training, subscribe to George's blog by clicking the button below.

Video - Horrible Axe Throwing Incident

Two Ways To Earn Referral Fees for Commercial Loans - We Once Paid $21,250

This is an absolute no-brainer. You simply put a link to C-Loans.com on your real estate website. We once paid a $21,250 referral fee to a guy who was asleep when the lead came in! Here are the details.

You can also refer commercial loans by hand. Simply insert your referrals here.

Final Funny

A farmer in the country noticed that a gentleman would fish at the lake (close to the farmer's house) and would always leave with a stringer full of fish. The fellow had a boat but a fishing pole was not to be seen. The farmer mentioned the situation to the game warden. The warden then started watching this man and all that the farmer said was true! The man would arrive at the lake in the morning and by early afternoon, he had a stringer full of fish. 

The warden dressed like a fisherman one day and approached the man. They exchanged pleasantries and the stranger asked the warden in disguise to come fish with him. They boated for 45 minutes and arrived at a secluded spot. 

The stranger then pulled out a stick of dynamite. The warden said, "I'm going to have to place you under arrest--I am a game warden and you are fishing illegally!" The stranger calmly lit the stick of dynamite and handed it to the warden. The stranger then said, "Are you gonna talk or fish?"

Members of the Blackburne Family of Companies

CA DRE #829677

NMLS #103430

P: (916) 338-3232

F: (916) 338-2328

4811 Chippendale Dr, Ste. 101

Sacramento, CA 95841

CA DRE #1330173

NMLS #167100