Volume 17, Issue 10

Newsletter Date:  October 3, 2017


This letter is intended only for commercial mortgage loan officers working for banks and hard money lenders. Today we're going to talk about how commercial real estate loans from banks are pretty much the same across the country.

And, of course, because this is C-Loans (the jokesters), we have lots of cute, clean jokes, some funny pics, and a sweet video of a little fox cub being rescued.

Hey guys, if we make you chuckle today, won't you please-please-please refer a turndown this week to CommercialMortgage.com?

Joke Du Jour

A man goes to see his Rabbi. "Rabbi, something terrible is happening, and I have to talk to you about it." The Rabbi asked, "What's wrong?" The man replied, "My wife is poisoning me." The Rabbi, very surprised by this, asks, "How can that be?" The man then pleads, "I'm telling you, I'm certain she's poisoning me. What should I do?" The Rabbi then offers, "Tell you what. Let me go over and talk to her. I'll see what I can find out, and I'll let you know." A week later the Rabbi calls the man and says, "Well, I went over to your house, and I spoke with your wife for three hours. You want my advice?" The man said, "Yes." The Rabbi replied, "Take the poison."

This is How Millennials View Having Children


Commercial Real Estate Loans From Banks Are All Very Similar

I recently wrote a blog article about commercial banks in which I described them as moving as a group. Instead of charging whatever the market will bear, banks tend to charge pretty much the same interest rate and offer almost identical terms on commercial real estate loans.

I then told mortgage brokers that if the client, who owns a commercial property in New York, asks you - a California mortgage broker - what the rates and terms will be, just quote him whatever a California bank would quote him. He will usually be spot on.

Join CommercialMortgage.com For Free

Want to close a few commercial loans? Your bank can now be listed on CommercialMortgage.com ("CMDC") for free.

Guys, this really is totally free with absolutely no strings attached. Geesch, banks can be soooo freaky deaky. Hellooooo? Your bank's listing on CMDC is free!

"George, if CMDC is free to both banks and borrowers, how do you make any dough?"

Our hard money commercial mortgage company, Blackburne & Sons (est. 1980), works the subprime leads generated by the site. Basically your bank is our loss leader. Your loan programs are our dirt-cheap toilet paper that brings shoppers to the store. If you close a loan, we make nothing.

By the way, did any of you catch the fact that in order to have survived since 1980, we had to survive three commercial real estate crashes of 45%?

Before you feel sorry for us for giving away free advertising to banks, please consider the fact that we currently enjoy $84,000 per month in loan servicing income from just the 200 hard money commerial loans that we service, whether we close a new commercial loan this month or not. So don't feel sorry for us. Take advantage of these free commercial loan leads!

Click here to list your bank on CMDC and receive totally FREE commercial real estate loan leads.

Child Name Joke

Q: What did the lawyer name his daughter?
A: Sue.

Ha-ha! My sweet wife and I finally had a daughter, after 11 in vitro fertilization attempts ($175,000). Today, in college soccer, Jordi hurdled over the goalie (think OJ Simpson in those old Hertz commercials) to score the only goal for Earlham in the game. $175,000? Worth it! (Although I am currently scheduled to retire at age 102.)

Ever Wonder What a C-Loans Application Looks Like?

Here's a sample commercial loan application.

Samsung Joke

Q: What do you call security guards working outside Samsung shops?

A: Guardians of the Galaxy.

Would You Please Refer Your Commercial Loan Turndowns to Either CommercialMortgage.com or C-Loans.com?

If you have to turn down a commercial real estate loan this week, would you kindly refer the borrower to either CommercialMortgage.com (probably an easier web site name to remember) or C-Loans.com?

CommercialMortgage.com sure better be easier to remember! We paid $100,000 just for that domain name. If none of our 4,000 different commercial lenders can help him, the deal probably isn't do-able. Thanks so much!

Game of Thrones Joke

Do not meddle in the affairs of dragons, 'cuz, like to them, you are crunchy and taste good with ketchup.

The Calendar Doesn't Lie


Getting Hungry For Commercial Loans Again?

As a lender, should you join C-Loans.com or the faster, easier portal, CommercialMortgage.com? It depends. If you'd like to close an extra couple of commercial loans every year, you should probably just join CommercialMortgage.com.

If you are serious about expanding your commercial lending division, however, you should definitely join C-Loans.com. You will get far more applications.

Twins Joke

Do twins ever realize that one of them is unplanned?

Bankers: Get 200 Free SBA Loan Applications

Does your bank want to close more SBA loans? C-Loans.com will give you two hundred SBA loan leads for free, deals that are perfect for your bank. These loans will be the right size. They will be located only in your favorite counties of your favorite states, and these SBA loan leads will be secured by just the type of commercial real estate that you prefer - office buildings, industrial buildings, etc.

Please click here for more information about how to receive 200 free SBA loan applications. The above offer is made only to commercial banks and credit unions.

What if you don't work for a bank or credit union, but your commercial mortgage company services more than $20 million in commercial real estate loans? We have a fine program for you too. Please call Tom Blackburne at (574) 210-6686 or click here for more details.

Short Jokes #1

Always yield to temptation, because it may not pass your way again.

Did you hear about the dizzy girl who got into a taxi, and the driver kept the "Vacant" sign up?

I know a guy who's addicted to brake fluid. He says he can stop any time.

Join C-Loans For a Flat Fee

Is your boss having trouble with the idea of a software company that only gets paid when deals close? If so, just license our software on a flat fee basis.

For banks with less than $2 billion in assets, the cost is just $250 per month.

For banks with more than $2 billion in assets and less than $7 billion in assets, the cost is just $350 per month.

For banks with more than $7 billion in assets and less than $15 billion in assets, the cost is just $500 per month.

For banks with more than $15 billion in assets, the cost is just $1,000 per month.

Important note: In all of these cases, the bank owes nothing more, even if it closes a loan. To join C-Loans using our new flat-fee program, please email Tom Blackburne, General Manager, or call him at 574-210-6686.

Cop Joke

A blonde and a brunette are out driving. The brunette tells the blonde to look out for cops - especially cops with their lights on. After they've been driving for a while, the brunette asks the blonde if she's seen any cops. "Yes," says the blonde. "Are their lights on?" The blonde has to think for a moment, then says, "Yes. No. Yes. No. Yes. No."

Referring Your Turndowns to C-Loans.com (or CommercialMortgage.com) Gives Your Customers a Good Place to Look

If you have to turn down a bank customer's request for a commercial loan, it will help him if you could suggest a place for him to look elsewhere. With 750 different commercial real estate lenders participating on C-Loans.com, if your customer can't qualify for a commercial mortgage from us, he probably won't qualify anywhere. Thank you so much!

Short Jokes #2

I dropped out of communism class because of lousy Marx.

England has no kidney bank, but it does have a Liverpool.

I tried to catch some fog. I mist.

He Must Have Jumped a Foot. Ha-Ha!


Would You Mind a $21,250 Referral Fee?

We once paid a $21,250 referral fee to a website owner named Alan Dunn of Spydercube.com for referring us a $17 million deal.

We've made it super-easy to refer us commercial loans and to receive big referral fees. Please click here for details.

Video - Kind Man Frees Fox Cub From Tin Can

Be sure to see how the fox cub reacts to being freed.

Join CommercialMortgage.com For Free

Want to close a few commercial loans? Your bank can now be listed on CommercialMortgage.com ("CMDC") for free. Guys, this really is totally free with absolutely no strings attached.

Click here to list your bank on CMDC and receive totally free commercial real estate loan leads.

Final Funny (R)

A mother and her young son were flying Southwest Airlines from Kansas City to Chicago. The son turned from the window to his mother and asked, "If big dogs have baby dogs and big cats have baby cats, why don't big planes have baby planes?" The mother said, "Well, maybe that's something you could ask the stewardess."

So the boy asked the stewardess, "If big dogs have baby dogs and big cats have baby cats, why don't big planes have baby planes?" The stewardess responded, "Did your mother tell you to ask me?" The boy admitted that this was the case. "Well, then, tell your mother that there are no baby planes because Southwest always pulls out on time. You can ask your mother to explain it to you."

One Final Pathetic Plea

If you won't let us pay you a referral fee, won't you please-please refer your commercial mortgage turndowns to C-Loans.com or to CommercialMortgage.com? Thanks!


Featured Links


 Do Internet Commercial Loans Really Close?

C-Loans lenders closed 221 commercial mortgage loans totaling $206 million in 2006. Our job is to introduce you to borrowers with great deals. It is up to you to make the sale.


Over 150 Different Lenders Have Now Closed at Least One Loan on C-Loans

C-Loans Has Already Closed More 1,000 Commercial Loans Totaling Over $1 Billion!


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When You Close a Loan for C-Loans, You Get 10 Lifetime Bonus Points

These points follow you from bank to bank.  C-Loans can make your entire career.


Your Lender Score Affects Your Loan Quality

Borrowers usually don't apply to more than 4 to 6 lenders unless they have been turned down by the first group of lenders.  You have to climb into that first group of lenders.


Double Your Loan Volume

Every time you close a loan, you will get ten bonus points.  These points will roughly double your loan volume. 


Earn Bonus Points By Referring Borrowers

Just enter the borrower's email address into -


You Can Now Buy Perfect Commercial Loan Leads for Just $1 to $29 Apiece.

Just Search Your Lender Vault






C-Loans.com® is sponsored by C-Loans, Inc. — For more information, contact Tom Blackburne
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (574) 210-6686 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 01330173
Read our many client Success Stories.

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