PRIVATE CLIENT NEWSLETTER

You are receiving this letter because you are either a high-net-worth client of Blackburne & Sons Realty Capital Corporation (since 1980) or you once applied for a commercial real estate loan of $1 million or more using C-Loans.com or CommercialMortgage.com. Blackburne & Sons and C-Loans, Inc. are sister companies.

Today we'll talk about the wisdom of the Federal government passing a big infrastructure bill when the economy is already pretty hot. Removal instructions are below.

Joke Du Jour

My neighbor was bitten by a stray rabid dog. I went to see how he was doing and found him writing frantically on a piece of paper. I told him rabies could be treated, and he didn't have to worry about a will. He said, "Will? What will? I'm making a list of the people I want to bite."

Vegans, Vegans Everywhere

Here is Why You Want to Stay Close to Blackburne & Sons:

Founded in 1980, Blackburne & Sons is an old-time syndicator. There are very few of us left. The Tax Reform Act of 1986 pretty much nuked the whole syndication industry off the face of the earth. Because you know a syndicator, you now have access to some special money.

If you need a fix and flip loan, a buy-to-rent loan, a bridge loan, or even a permanent loan on, say, your single-wide trailer park in Georgia, we'll make you a private money loan. We've been syndicating hard money loans for 37 years.

If you have some dough set aside for your kid's college, and you want to be extra careful with it, we'll put you into a first trust deed investment (6% to 9% yields) on, say, a nice 8-unit apartment building in San Jose, California.

Let's suppose you are richer than Crassus, and you want to speculate in 11% and 12% first trust deeds. We've got them.

Do you find yields of even 11% to 12% too tame? Want a chance to earn 16% or 17%? We put together syndicates to make preferred equity investments.

Are you a wise investor? We put together syndicates to buy investment properties for all cash. (This strategy has my strongest recommendation.) Because you would own the property free and clear, you should be able to weather just about any recession. Right now, we are buying industrial buildings close to downtowns in big California cities.

We have not yet raised equity capital for a developer, but if someone brought us a development deal on a small, multi-tenant industrial building located within a mile of downtown of a large California city, we would definitely take a look at it.

Do you own any first mortgage notes? Want to sell a note at a discount? Better yet, why not simply borrow against it? This is called a hypothecation, and we do 'em.

Please be very wise and play close attention to the following:

Because every loan we make is a new syndicate, Blackburne & Sons is always in the market. When the stock market has fallen by 40%, when real estate values are falling like a knife, and when your own bank is too terrified to lend you a dime, Blackburne & Sons always has a group of savvy investors willing to lend - admittedly at a price - when blood is running in the streets. We are one of a tiny handful of lenders who remained in the market, making loans, every single day of the Great Recession.

So stick close to us. Syndicators are pretty rare, and you now know one.

Scale Joke

"Darn!" the man said to his friend while weighing himself at the local drug store scale. "I started on a new diet, but the scale says I'm heavier than I was before." Turning to his friend, he said, "Here, hold my jacket." The scale still indicated that he had not lost any weight. "Okay," he said to his friend. "Hold my Twinkies."

You Can't Find Him? Hmmm.

Need a Commercial Real Estate Loan?

CommercialMortgage.com is our brand new commercial mortgage portal. Its so easy that its elegant. We paid $100,000 just for that wonderful domain name.

Infrastructure - Like Pouring Gas on a Burning Fire?

The unemployment rate is already just 4.1%, an 18-year low. The stock market is booming, increasing the sense of financial well-being of both business owners and many consumers.

On top of that, the Republicans just passed a $1.5 trillion dollar tax cut. The measure doubles the size of the standard deduction. The thing to appreciate about giving tax cuts to consumers is that they will spend that tax cut!

If you give a wealthy man a tax cut, he will probaly just bank the money. In contrast, consumners will spend it. Consider the possibility of a 5% increase in GDP this year, even without an infrastructure bill.

And now both sides of the aisle are talking about some massive infrastructure bill? It's too much stimulus, folks. It will make the party get so crazy that the Fed will be forced to take away the punch bowl.

Grandfather Joke

"When I die, I want to die like my grandfather, who died peacefully in his sleep; not screaming like all the passengers in his car." -- Unknown

It's Easy to Understand Her Nervous Tic

Invest in 8% to 12% First Mortgages

You probably have money set aside for your retirement and for the cost of college for your children and grandchildren. It shouldn't all be invested in the stock market. In California, the first trust deed investment business is huge. A recent law change - the JOBS Act - now allows accredited investors nationwide to also invest in these same first trust deeds and first mortgages. Click here for more information.

Girls Scout Cookies Joke

"A girl in San Francisco actually sold Girl Scout cookies at a medical marijuana clinic this week. Which is why today she bought a mansion and retired." -- Jimmy Fallon

Please General Custer, I Don't Wanna Go

Submit Your Commercial Loan to 750 Banks and Watch Them Fight To Give You the Lowest Rate

C-Loans.com is a commercial mortgage portal. You fill out one easy mini-app describing your deal, and then you ask for suitable lenders. Our software will sort through all 750 of our participating lenders and then produce a custom-generated list of 20 to 40 suggested commercial lenders.

You select six lenders with a check mark and then press, Submit. Instantly your application will be submitted, and within minutes lenders will be contacting you with offers.

And best of all, C-Loans.com is free! Our lenders pay our our fee.

Does it work? C-Loans.com has closed over 1,000 commercial loans totaling over $1 billion.

High School Joke

"I had a great childhood, but if you’d told me when I was a kid that, after graduating high school, I'd get to be on Saturday Night Live, and eventually I’d get to be the host of The Tonight Show, I'd have said, 'I graduated high school?'" -- Jimmy Fallon

Want to Speak With a Loan Officer From Blackburne & Sons?

Blackburne & Sons, our private money commercial lending company, continues to seek slightly-flawed first mortgages between $100,000 to $3.5 million on standing commercial properties nationwide.

To apply for a private money commercial loan from Blackburne & Sons, please find your favorite loan officer below:

Alicia Gandy (our Loan Goddess): 916-338-3232 ext. 310
To apply to Alicia online, please click here.

George Blackburne IV: 916-338-3232 ext. 314
To apply to George IV online, please click here.

Tom Blackburne: 574-210-6686
To apply to Tom online, please click here.

Michael Young: 916-338-3232 ext. 312
To apply to Mike online, please click here.

Dry Cleaner Joke

My dry cleaner very generously provides a stack of free newspapers for his customers. As I took my copy, I told him, "I hope the business grows enough to offset the cost of the papers." "Oh, don't worry about us," he chuckled. "Nothing dirties clothes more than newsprint."

Invest in 8% to 12% First Mortgages

I strongly urge you to get on our email list of private mortgage investors. We sell exclusively by email, and we have been selling such investments for over 30 years. Click here for more information.

Final Funny

Once upon a time, there was a snail who was sick and tired of his reputation for being so slow. He decided to get some fast wheels to make up the difference. After shopping around a while, he decided that the Datson 240-Z (a super-hot car back in the day) was the car to get.

The snail goes to the nearest Datsun dealer and says he wants to buy the 240-Z, but he wants it repainted '240-S'. The dealer asks, "Why 'S'?" The snail replies, "'S' stands for snail. I want everybody who sees me roaring past to know who's driving." Well, the dealer doesn't want to lose the unique opportunity to sell a car to a snail, so he agrees to have the car re- painted for a small fee.

The snail gets his new car and spent the rest of his days roaring happily down the highway at top speed. And whenever anyone would see him zooming by, they'd say, "Wow! Look at that S-car go!"