Volume 17 Issue 5

Newsletter Date: July 15, 2017

MORTGAGE STUFF (C-Loans Client Letter)

You are receiving this letter because you are a commercial mortgage broker client of either Blackburne & Sons or C-Loans, Inc. Removal instructions are below. Today we'll talk about the direction of interest rates and how that affects you. As always, we have lots of great jokes, funny pics, and an alarming video of 10 scary events caught on a Go Pro.

Joke Du Jour

"In North Carolina, a mother is suing a daycare center because one of the workers there breastfed her son without permission. Authorities say she doesn't really have a case because her son is thirty-two." -- Conan O'Brien

She's a Cannibal But I Still Love Her


Place Your Commercial Loans With C-Loans.com

C-Loans.com is a commercial mortgage portal where you can enter a commercial loan in just four minutes and then submit it to hundreds of different commercial lenders with one click. And C-Loans is free!

Pause Joke

A bear walks into a bar and says, "Bartender, give me a gin and ......................... tonic." Bartender says, "Sure, buddy, but what's up with the long pause?" The bear looks at his hands and say, "I dunno, my dad had them too."

Submit Your Commercial Mortgage App Today

Blackburne & Sons continues to seek slightly-flawed first mortgages between $100,000 to $3.5 million on standing commercial properties nationwide. We have tons of money right now, so we can do some of the larger loans that in the past were too large for us. We will now even consider land loans.

One unusual loan product that we offer is our blanket loan against a portfolio of rental homes. We will also hypothecate notes and buy commercial loans at a discount.

Please be sure to bookmark our commercial mortgage rate sheet right now. To apply for a private money commercial loan from Blackburne & Sons, please find your favorite loan officer below:

George Blackburne IV: 916-338-3232
To apply to George IV online, please click here

Tom Blackburne: 574-210-6686
To apply to Tom online, please click here.

Alicia Gandy: 916-338-3232
To apply to Alicia online, please click here.

Egyptian Joke

Q: What historic Egyptian beauty invented spike shoes for sporting events?
A: Cleat-o-patra!

You Can Trust a Nurse



We actually own two competing commercial mortgage portals. Our latest portal, CommercialMortgage.com, is much easier and faster to use.

Niels Bohr Joke

An American scientist once visited the offices of the great Nobel Prize-winning physicist, Neils Bohr, in Copenhagen and was amazed to find that over his desk, a horseshoe was nailed to the wall.

The American said with a nervous laugh, "Surely you don't believe that horseshoe will bring you good luck, do you, Professor Bohr?" Bohr chuckled. "I believe no such thing, my good friend. Not at all. I am scarcely likely to believe in such foolish nonsense. However, I am told that a horseshoe will bring you good luck whether you believe in it or not!"

Niels Bohr fled the Naxis in 1943 and eventually worked with the Americans on the famous Manattan Project.

Where's the Inflation?

Despite a recovering economy and an amazingly low 4.4% unemployment rate, the Producer Price Index (PPI) for June was a measly 0.1%. What this means for you is that the U.S. economy is the most stable that it has ever been in your lifetime.

Were you thinking about making a big investment in your business? Go for it!

Old Snake Joke

An old snake goes to see his doctor. "Doc, I need something for my eyes... can't see well these days." The doc fixes him up with a pair of glasses and tells him to return in two weeks. The snake comes back in two weeks and tells the doctor he's very depressed. Doc says, "What's the problem? Didn't the glasses help you?" "The glasses are fine, doc. I just discovered I've been living with a water hose the past two years!"

Poor Guy. Ouch.


Free Written Directory of 750 (or Even 2,500) Commercial Lenders

Please notice I said 750 commercial lenders, not just 200. Imagine if you had scores and scores of commercial lenders for every deal. And did I mention it was free? To get your free list.

Performance Reviews #1

"His men would follow him anywhere, but only out of morbid curiosity."

"When he opens his mouth, it seems that it is only to change feet."

"If you stand close enough to him, you can hear the ocean."

One-Point Commercial Bridge Loans

Please don't forget about Blackburne & Sons' one-point bridge loan product for commercial properties:

Interest Rate: 9.9% to 12.9%
Loan Fee: 1 point + $950 (nothing up-front)
Term: Six months
Prepayment Penalty: None
Maximum Loan-to-Value Ratio: 65% (70% on purchases)
Properties: Multifamily (5+ units), Commercial, and Industrial

Knock-Knock Joke

Q: How come there's no knock knock joke about America?
A: Because freedom rings.

Business Loans Not Secured By Real Estate

I'm talking here about unsecured business loans, equipment loans, leases, inventory loans, factoring, accounts receivable financing, asset-backed lines of credit, etc.

The reason you want to get into the business of brokering business loans is because such loans close in 10 to 14 days, NOT three months.

C-Loans.com is now offering business financing. Please click here if you are trying to pace a business loan not secured by real estate.

Attorney Joke

A lawyer was on vacation in a small farming town. While walking through the streets on a quiet Sunday morning, he came upon a large crowd gathered by the side of the road. Going by instinct, the lawyer figured that there was some sort of auto collision. He was eager to get to the injured parties but couldn't get near the car. Being a clever sort, he started shouting loudly, "Let me through! Let me through! I am the son of the victim." The crowd made way for him. Lying in front of the car was a donkey.

We're Now Making Business Purpose Rental Home Loans in Other States Too

For the past 36 years, Blackburne & Sons has exclusively been a commercial lender. That has now changed. We are aggressively seeking non-owner-occupied home loans in California and now a few other states.

In addition to California, Blackburne & Sons will now consider non-owner-occupied home loans in Washington as well.

Because of licensing issues, we cannot make home loans in any other state; but we will make individual commercial loans or blanket residential loans (5+ houses) nationwide.

Got a nationwide commercial deal or a business purpose, non-owner-occupied residential deal in California or one of the above states? Please call your loan officer:

George Blackburne IV at 916-338-3232
NMLS # 382122

Alicia Gandy at 916-338-3232
NMLS # 389678

Tom Blackburne at 574-210-6686
NMLS # 1014118

Performance Review Jokes #2

"He would be out of his depth in a parking lot puddle.”

"He sets low personal standards and then consistently fails to achieve them.”

"I would like to go hunting with him sometime.”

Nine-Hour Video Course on How to Broker Commercial Mortgage Loans

Important note: This nine-hour video course now also includes my $399 audio course on Intermediate Commercial Real Estate Finance - all for the same $549 cost. This 9-hour video course is my bread-and-butter course that teaches you how to market for commercial loans, how to underwrite them (the ratios), how to place them, and how to collect your fee. Thousands of very happy commercial mortgage brokers have taken this course. Details.

Rich Cats Joke

Q: What do rich cats have in their refrigerators?
A: Automatic mice makers

Great Apartment Loan Program

You're probably used to thinking of Blackburne & Sons as a subprime commercial lender, but since our acquisition of CommercialMortgage.com (I paid more than a house), some of the nation's largest commercial mortgage investors are giving us wonderful opportunities. Please be sure to check out our great new apartment program.

To apply for an apartment loan from Blackburne & Sons, please find your favorite loan officer below:

Alicia Gandy: 916-338-3232
To apply to Alicia online, please click here.

George Blackburne IV: 916-338-3232
To apply to George IV online, please click here.

Tom Blackburne: 574-210-6686
To apply to Tom online, please click here.

Video - Amazingly No One Died

Ten disasters caught on a Go Pro

Earn Big Referral Fees. We've Made It Really Easy.

Blackburne & Sons will pay you a referral fee of 20% of our loan fee, just for providing us with the name and the phone number of a prospective commercial mortgage borrower. We once paid a referral fee of $21,250 to a guy named Alan Dunn.

Just click here to refer us a commercial loan.

Final Funny

Every Sunday, a little old lady placed $1,000 in the collection plate. This went on for weeks until the priest, overcome with curiosity, approached her. "Sister, I couldn't help but notice that you put $1,000 a week in the collection plate," he noted. "Why yes," she replied, "every week my son sends me money, and what I don't need I give to the church." "That's wonderful, how much does he send you?" asked the priest. "Oh, $2,000 a week." said the old lady. "Your son is very successful, what does he do for a living?" questioned the priest. "He is a veterinarian," she answered. The impressed priest said, "That is a very honorable profession. Where does he practice?" "Well," said the lady, "he tells me he has one cat house in Kansas City and another in Dallas."

Buy Commercial Leads

You can buy commercial leads from C-Loans for just $1 to $9, plus 37.5 bps. when the deal closes.

Here's the most important reason why you want to buy leads from C-Loans. Once you close five loans for us, we will list you on our Suggested Lender List as a Proven Broker. If you ever achieve this distinction, the rest of your career will be a breeze. Three or four perfect commercial leads will appear in your email box daily until you retire.

Get a Free e-Book on CREF

I've assembled my best commercial real estate finance training articles into a wonderful e-book that is yours free.


Featured Links

Apply for a Commercial Loan
List of Lender Phone Numbers
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Fee Collection Course
Earn Referral Fees in Your Sleep
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Cool Mortgage Broker Stuff
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Contact Us

Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection. Just $499.

For details, click here or call Tom Blackburne at 574-210-6686

Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing! That's $1,250 for a $1 million loan. Click here.

Our Training Course Includes Over 60 Minutes on Fee Collection. No One Has Collected From More Lying, Deadbeat Borrowers Than George. You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Tom at (574) 210-6686 or email him at tommy@blackburne.com

Got a Mortgage Web Site? Earn $5,000 Referral Fees in Your Sleep!

Just Click Here


Just $2 to $3 Each
Plus 37.5 Bps on Closing.

Click Here for More Details

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

Service Your Own Loans
4-Hour Video Course, How to Find Your Own Private Mortgage Investors - Just $499

Click here for details

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C-Loans.com® is sponsored by C-Loans, Inc. — For more information, contact Tom Blackburne
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (574) 210-6686 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 01330173

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