Volume 11, Issue 6

Newsletter Date:  July 20, 2011

MORTGAGE STUFF (C-Loans Client Letter)

You are receiving this letter because you are a commercial mortgage broker client of either Blackburne & Sons or C-Loans, Inc. Removal instructions are below. Today we'll teach you how to easily earn a fee of $130,000.

Joke Du Jour

At a workshop on dog temperament, the instructor noted that a test for a canine’s disposition was for an owner to fall down and act hurt. A dog with poor temperament would try to bite the person, whereas a good dog would lick his owner’s face or show concern. Once, while eating pizza in the living room, I decided to try out this theory on my two dogs. I stood up, clutched my heart, let out a scream and collapsed on the floor. The dogs looked at me, glanced at each other, and raced to the coffee table for my pizza.

Become a Hard Money Lender Yourself

If you broker a commercial loan of $1 million, and the deal closes, you will probably earn a loan brokerage fee of one point - $10,000.

Now watch this: If Blackburne & Sons makes a hard money commercial loan of just $1 million, and we charge three points, we will earn a whopping $130,000! That's three points up front, plus a loan servicing fee of 2% per year for five years. Which would you rather earn, $10,000 or $130,000?

George Blackburne III (the old man) will be speaking at Leonard Rosen's National Hard Money Conference on July 28th at the Monte Carlo Resort and Casino in Las Vegas. This is an 8-hour seminar on how to become a hard money lender and earn residual income, in addition to just loan origination fees. You'll learn how to become "the banker" and to finally have control over your deals. You'll learn the hidden secrets of the hard money industry.

For more information, please click here.

Grandma's Teeth Joke

The sight of my mother cleaning her dentures fascinated my young son. He sat riveted as she carefully took them out, brushed and rinsed them, and then popped them back in. "Cool, Grandma!" he said. "Now take off your arm."

Blackburne & Sons is Now Making Home Loans (Non-Owner in California Only)

For the past 31 years Blackburne & Sons has exclusively been a commercial lender. That has now changed. We are now aggressively seeking non-owner residential loans in California. (Sorry, folks, we are ONLY licensed to make non-owner-occupied home loans in California. We cannot make home loans in any other state; but we will make commercial loans nationwide.)

The reason you should bring your non-owner-occupied home loans in California to us is because we only charge two points on residential loans! And if the deal needs it and deserves it, we might even make the loan at par - no points! On par deals, the mortgage broker is limited to a maximum of 1/2 point. On normal two-point deals, there is no limit.

Got a deal? Please call Alicia Gandy at 916-338-3232.

EMT Joke

During his spare time my brother, an attorney, volunteers on his town's fire and rescue squad. When I mentioned this to a friend, he smiled and said, "Let me get this straight. Your brother is a lawyer and an EMT? So he doesn't have to chase the ambulance -- he's already in it?"

Here's a Totally New Source of Income for You

You probably know some bank loan officers who are making commercial real estate loans. If you sell them on joining C-Loans as a lender (which is easy because it costs them nothing), we will pay you $500 every time they close a commercial loan for a C-Loans user.

Got a banker in mind? Please call Tom Blackburne at 574-210-6686 or click here for more information.

But you better hurry. It's a race to sign up loan officers. One commercial loan officer has closed over 50 loans for us, and he has only been on C-Loans for 8 years. He probably won't retire for another 15 years. You could have gotten paid $500 on 125 different closings!

Long Drive Joke

Our group was third in line behind two other foursomes at the golf course. A young man in the first group walloped his tee shot straight down the middle of the 410-yard fairway to within a few yards of the green. "Wow," said an older man in the second foursome, "I don't even go that far on vacation."

The Best Way to Understand a Lender

Blackburne & Sons is a private money lender that is looking for permanent loans, or discounted notes to purchase, on standing commercial properties nationwide, up to a maximum of $1.5 million. Sorry, no construction loans or land loans.

The best way to understand our niche is to look at some of the deals we've closed.

Got a deal? Please call Alicia Gandy at 916-338-3232.

Simulation Game Joke

I overheard my nine-year-old son on the phone with a friend discussing a computer simulation game. The game involved creating a family, a house for them to live in, and so on. My son, an old hand at the game, gave this warning: "Whatever you do, don't get kids. They don't bring in any money, and all they do is eat."

Free Tool to Place Commercial Loans

If you are trying to place a commercial loan, my advice is to always input your deal into C-Loans.com first. Once you have invested four minutes to input your loan, you can quickly and easily submit your commercial loan to 750 different commercial mortgage lenders, six lenders at a time.

Does it work? C-Loans has already closed over 1,000 different commercial loans totaling over $1 billion. And best of all, C-Loans is free!

Larger Baby Joke

This gal wrote: Our first three babies, all girls, each weighed about seven pounds at birth. When my fourth arrived, he was much larger. After delivery the medical team began testing and measuring my new son. The last reading came from a nurse, who seemed impressed as she read, "Weight, nine pounds, eight ounces." My husband, a CPA in corporate finance who had been quiet up until this point, could contain himself no longer. "How about that!" he exclaimed happily. "It's thirty-six percent more baby!"

Different List of 1,200 Commercial Lenders

Every day our staff attorney solicits at least a half-dozen different commercial lenders to join C-Loans.com. Not every commercial mortgage lender signs up. Over the past three years we have compiled a list of over 1,200 commercial lenders - a totally different set of the lenders than the 750 commercial lenders on C-Loans.

You can now buy this entire list of 1,200 commercial lenders (all different from those on C-Loans) for just $39.95. Just go to CommercialLenders.com.

Car Wash Joke

My niece was thrilled to hear that a new car wash was opening up in her neighborhood."How convenient," she said."I can walk to it."

Line of Credit for Property Flippers in California

Are you buying California foreclosures and then flipping them? If so, please call me, George Blackburne, at 574-360-2486. I have a special line of credit program that you'll love.

We can go up to 60% loan-to-value on purchases of foreclosed property without appraisals. The rate is 8.9% and the fee is 3.5 points. These are 1-year loans, with the option of extending, for an additional fee, for one more year.

The minimum loan is $500,000, and the maximum loan is $10 million. These bridge loans can be used to either buy homes or commercial property. There is no prepayment penalty.

Remember, the property must be located in California. (This line of credit product is NOT available in other states.) If you have a deal in California, please call me, George Blackburne, on my cell phone at 574-360-2486. Did I mention California only?

Grape Joke

Q: What did the green grape say to the purple grape?
A: Breathe! Breathe!

Really Learn Commercial Mortgage Finance

Every time I speak or exhibit at a trade show, grateful commercial mortgage brokers come up to me and pump my hand. "George," they tell me, "several years ago I bought your commercial mortgage brokering course, and it was fantastic!"

This really happens. Honest. Nine-hour video training course, How to Broker Commercial Mortgage Loans. $499. For more details, please call my son, Tom Blackburne, at 574- 210-6686.

23rd Psalm Joke

A pastor was giving a lesson to a group of children on the 23rd Psalm. He noticed that one of the little boys seemed disquieted by the phrase "Surely, goodness and mercy will follow me all the days of my life..." "What's wrong with that, Johnny?" the pastor asked. "Well," answered Johnny, "I understand about having goodness and mercy, for God is good. But I'm not sure I'd like Shirley following me around all the time."

You Need Loan Servicing Income

The fastest and easiest way to build a loan servicing portfolio is to become a hard money lender. Our four-hour video course, How to Find Your Own Private Mortgage Investors, is just $499.

Zoo Joke

Staring at an empty cage, a zoo visitor asks, "Where are all the monkeys?" "It's mating season," the keeper replies. "They're inside." "Do you think they'd come out for peanuts?" asked the visitor. "Probably not," answers the keeper. "Why not?" persists the visitor. The zoo keeper replied, "Would you?"

He Finally Asked Her!

My younger son, Tommy, has been dating this sweet Purdue student named Kelly for over two years now. My wife and I are crazy about her. She's a lovely girl - natural blonde hair, blue eyes the size of dinner plates, slender, well-to-do family, totally devoted. She even gave him a drop-dead-gorgeous baby girl six months ago and then lost every pound of her baby weight. But Tommy kept putting off the wedding proposal. He wanted the moment to be just right.

I am thrilled to report that the following is a recent post from Kelly's Facebook page:

We were up at (Lake Maxinkuckee) for the 4th of July and just had a cookout with his family, then we all started heading to the boat to go out and watch the fireworks on the lake. Right before we left, his dad all of the sudden "got sick." So they urged us to go ahead so we wouldn't miss the fireworks and said they would meet us out there. We got everything on the speedboat but just then his family pulled up. I noticed a strange look on Tommy's face, but didn't think anything of it. So then they said his sister was now sick so we had better hurry out on the little boat and they would take the big boat. So off we went, Tommy, Reagan (the baby), Melo (their dog), and I. We had candles lit that would keep the bugs away, so the ambiance was very romantic :) I was sitting on Tommy's lap and he had his arms around me. The fireworks were spectacular! I noticed Tommy fidgeting in his pocket for a minute but then he grabbed my hand. It took me several minutes to notice that he had a ring in his hand! I said, "What the heck is that? ... Oh my Gosh!!" So, with fireworks lighting up the sky, he got on one knee and said, "Kelly, I love you more than anything in this world and I want to spend the rest of my life with you. Will you marry me??" AHHH! I, of course, said yes. And the rest is history.

BBQ Joke

As the coals from our barbecue burned down, our hosts passed out marshmallows and long roasting forks. Just then, two fire trucks roared by, sirens blaring, lights flashing. They stopped at a house right down the block. All twelve of us raced out of the back yard and down the street, where we found the owners of the blazing house standing by helplessly. They glared at us with looks of disgust. Suddenly we realized why: we were all still holding our roasting forks with marshmallows on them.

Buy Commercial Leads for Just $1 to $2 Each

Most lead sellers want $20 to $50 apiece for commercial leads. C-Loans sells them for just $1 to $2 each - plus 37.5 basis points if you close the loan. Call Tom Blackburne at 574-936-6814 or click here for more details.

Traffic Controller Joke

"Two Delta planes collided at an airport in Boston. Or as the air traffic controllers put it, 'Glad I wasn't awake to see that one.'" -- Jimmy Fallon

Consult with George for Just $375/Hour

With just a 30 to 60 minute consultation I may be able to help you with your commercial mortgage marketing, your underwriting, your placement of a particular commercial deal, or your fee collection problems. Click here for details.

Final Funny (Long But Very Cute)

It was the final examination for an introductory English course at Baylor University. Like many such freshmen courses, it was designed to weed out new students, having over 800 students in the class. The examination was two hours long, and exam booklets were provided.

The professor was very strict and told the class that any exam that was not on his desk in exactly two hours would not be accepted and the student would fail. One-half hour into the exam, a student came rushing in and asked the professor for an exam booklet. "You're not going to have time to finish this," the professor said as he handed the student a booklet. "Yes, I will," replied the student. He then took a seat and began writing.

After two hours the professor called for the exams, and the students filed up and handed them in. All except the last student, who continued writing. One-half hour later, the student came up to the professor, who was sitting at his desk preparing for his next class. He attempted to put his exam on the stack of exam booklets already there. "No, you don't. I'm not going to accept that. It's late."

The student looked incredulous and angry. "Do you know who I am?" "No, as a matter of fact I don't," replied the professor with an air of sarcasm in his voice. "DO YOU KNOW WHO I AM?" the student asked again. "No, and I don't care," replied the professor with an air of superiority.

"Good," replied the student, who quickly lifted the stack of completed exams, stuffed his in the middle, and walked out of the room.



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Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection.  Just $499.

For details, click here or call Alicia Gandy at 916-338-3232


Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing!  That's $1,250 for a $1 million loan.  Click here.


Our Training Course Includes Over 60 Minutes on Fee Collection.  No One Has Collected From More Lying, Deadbeat Borrowers Than George.  You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Alicia at (916) 338-3232 or email her at gandy@blackburne.com


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C-Loans.com® is sponsored by C-Loans, Inc. — For more information, contact Alicia Gandy
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (916) 338-3232 * Fax: (916) 338-2328
Real Estate Broker -- California Department of Real Estate -- License Number 01330173

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