Volume 11, Issue 4

Newsletter Date:  April 28, 2011

MORTGAGE STUFF (C-Loans Client Letter)

You are receiving this letter because you are a commercial mortgage broker client of either Blackburne & Sons or C-Loans, Inc. Removal instructions are below. Today we'll talk about the hottest commercial lending markets in the country.

Joke Du Jour

I overheard two EMT volunteers talking about the time they went to the aid of an elderly man. As one took down his information, the other opened his shirt to attach EKG cables. "Any history of heart trouble?" asked the first volunteer. "None," said the patient. Looking at the telltale scars of bypass surgery, the second volunteer wasn't so sure. "In that case," he said, "do you remember when the lion attacked you?"

Hungry for Commercial Loans

Blackburne & Sons is looking for hard money first mortgage loans - up to $1.5 million - secured by commercial properties nationwide. Unfortunately we do not make land loans, land development loans, or construction loans.

Our private money loans never have a prepayment penalty. Please call Alicia Gandy, the new head of our loan department replacing Mike Thurman (Mike retired last month after 30+ years by my side) at 916-338-3232 or email her at gandy@blackburne.com.

You can also submit your deal quickly to me, George Blackburne, using this simple loan request form.

Wine Joke

A woman is sitting on the veranda with her husband and she says, "I love you." He asks, "Is that you or the wine talking?" She replies, "It's me... talking to the wine."

Primary Commercial Loan Markets

In his best-selling book, The Next 100 Years, George Friedman predicted that a prolonged economic slump would ultimately lead to a mass migration to mega-cities; two or more large, nearby, cities connected by a light rail line. The reason why is because most new industries - and hence jobs - sprout up in densely populated areas, where young entrepreneurs congregate and swap ideas.

Commercial lenders today are therefore focused on future mega-cities, which they call primary markets. Primary markets are distinguished by their diversified industries and a lower-than-average unemployment rates.

Examples of primary markets include Austin-San Marcos (Texas); Washington, D.C.-Alexandria; New York City, Houston (Texas), Boston, Northern Virginia, San Antonio-New Braunfels (Texas), Chicago, Los Angeles-San Diego, San Francisco-San Jose, Dallas (Texas), Denver, and Fort Worth-Arlington (Texas).

Parachute Joke

You do not need a parachute to skydive. You only need a parachute to skydive twice.

Other Strong Commercial Lending Markets

Did anyone else notice that a lot of the hottest markets in the country listed above were in Texas? Notable top tier secondary cities with good growth and employment characteristics include Minneapolis, Oklahoma City, Seattle, Pittsburgh, and Philadelphia.

Shark Attack Joke

I discovered I scream the same way whether I'm about to be devoured by a great white shark or if a piece of seaweed touches my foot.

Free Tool to Place Commercial Loans

If you are trying to place a commercial loan, my advice is to always input your deal into C-Loans.com first. Once you have invested four minutes to input your loan, you can quickly and easily submit your commercial loan to 750 different commercial mortgage lenders, six lenders at a time.

Does it work? C-Loans has already closed over 1,000 different commercial loans totaling over $1 billion. And best of all, C-Loans is free!

Career Joke

I thought I wanted a career. Turns out I just wanted pay checks.

Different List of 1,200 Commercial Lenders

Every day our staff attorney solicits at least a half-dozen different commercial lenders to join C-Loans.com. Not every commercial mortgage lender signs up. Over the past three years we have compiled a list of over 1,200 commercial lenders - a totally different set of the lenders than the 750 commercial lenders on C-Loans.

You can now buy this entire list of 1,200 commercial lenders (all different from those on C-Loans) for just $39.95. Just go to CommercialLenders.com.

Beautiful Joke

A little boy watched, fascinated, as his mother gently rubbed cold cream on her face. "Why are you rubbing cold cream on you face, mommy?" he asked. "To make myself beautiful," said his mother. A few minutes later, she began removing the cream with a tissue. "What's the matter?" he asked. "Are you giving up?"

Line of Credit for Property Flippers in California

Are you buying California foreclosures and then flipping them? If so, please call me, George Blackburne, at 574-360-2486. I have a special line of credit program that you'll love.

We can go up to 60% loan-to-value on purchases of foreclosed property without appraisals. The rate is 8.9% and the fee is 3.5 points. These are 1-year loans, with the option of extending, for an additional fee, for one more year.

The minimum loan is $500,000, and the maximum loan is $10 million. These bridge loans can be used to either buy homes or commercial property. There is no prepayment penalty.

Remember, the property must be located in California. (This line of credit product is NOT available in other states.) If you have a deal in California, please call me, George Blackburne, on my cell phone at 574-360-2486. Did I mention California only?

Still Got It Joke

This man wrote: I was having lunch with my daughter Rachel, who's three, at our local mall and was feeling particularly macho for a 46-year-old. All morning, women had been smiling at me and giving me the eye. Getting up to leave the table, I ran my fingers through my hair—and discovered two yellow-ducky barrettes that had been lovingly placed there hours before.

Follow the Old Man on Twitter

You can follow George Blackburne III on Twitter and keep abreast of developments in commercial real estate finance and the economy.

Shower Joke

In search of a new shower, my wife and I went to a bathroom-supply store. We discussed our needs in detail with a young saleswoman. Since it was near closing time, we had to curtail our discussion. Later my wife and I were at a restaurant, where the same young woman was working as a waitress. As she passed our table, she suddenly recognized us and called to me in a voice loud enough for nearby diners to hear, "Hey, you're the man who needs a shower."

Really Learn Commercial Mortgage Finance

Every time I speak or exhibit at a trade show, grateful commercial mortgage brokers come up to me and pump my hand. "George," they tell me, "several years ago I bought your commercial mortgage brokering course, and it was fantastic!"

This really happens. Honest. Nine-hour video training course, How to Broker Commercial Mortgage Loans. $499. For more details, please call my son, Tom Blackburne, at 574- 210-6686.

Britney Spears Joke

This dad tells the story: Seeing my 11-year-old perusing a website filled with photos of Britney Spears, I commented, "She sure is pretty. Which picture do you like best?" "I don't know," he mumbled, embarrassed by his newfound interest in girls. "I'm just reading about her." I came closer and peered at the screen. "Oh, really?" I said. "So, when did you learn to read Spanish?"

You Need Loan Servicing Income

The fastest and easiest way to build a loan servicing portfolio is to become a hard money lender. Our four-hour video course, How to Find Your Own Private Mortgage Investors, is just $499.

Envelope Joke

Forgetting an e-mail attachment is the 21st-century version of licking an envelope shut and then realizing you forgot to put the letter inside.

My Younger Son, Tom, May Be Moving to Plymouth

My wife, Cisca, and I are keeping our fingers crossed, but it looks like Tommy and his lovely lady, Kelly, may be moving from West Lafayette, Indiana (Purdue University) up to our hometown, Plymouth, Indiana - 30 minutes south of Notre Dame and the Michigan border - when Kelly graduates in August. And they will, of course, bring our very first grandchild, Reagan Paige Blackburne.

Many of you have known me for 20+ years, and you may recall that the Blackburne's moved from Sacramento, still our corporate headquarters, to the cornfields of Northern Indiana just to send George IV and Tommy to Culver Military Academy. We simply could not bear to be apart from them. It was bad enough to send them to a boarding school, where we only saw them on weekends.

Now, if the Lord blesses me, I will get to see my younger son every workday in our Plymouth office, and I'll even be able to go to little Reagan's soccer games. Oh, how I pray this happens. Tom wants to move to California to be near his older brother.

Cosmetic Surgery Joke

This lady tells the story: After my ten-year-old daughter declared her disgust with cosmetic surgery, I dropped a bomb on her. "Don’t be too quick to judge," I told her. "Before college, I had a nose job." She was completely thrown. "You mean," she said, "it was bigger?"

Buy Commercial Leads for Just $1 to $2 Each

Most lead sellers want $20 to $50 apiece for commercial leads. C-Loans sells them for just $1 to $2 each - plus 37.5 basis points if you close the loan. Call Tom Blackburne at 574-936-6814 or click here for more details.

Voices Joke

"I wouldn’t call them actual voices. More like hyenas scratching at the walls of my brain."

Consult with George for Just $375/Hour

With just a 30 to 60 minute consultation I may be able to help you with your commercial mortgage marketing, your underwriting, your placement of a particular commercial deal, or your fee collection problems. Click here for details.

Final Funny

Our grandson’s scoutmaster must have fainted when he saw what he’d texted to his troop’s parents: "Scouts 7:00 Sharp at the Church. We will finish up Aviation, Cycling, and Gynecology Merit Badges." That was followed by this message three minutes later: "Change of Plans. We will not be finishing up the Gynecology Merit Badge. Instead, it will be the Genealogy Merit Badge."


Featured Links

Apply for a Commercial Loan
List of Lender Phone Numbers
Learn Commercial Mortgage Finance
Find Your Own Private Investors
Market for Commercial Loans
Fee Collection Course
Earn Referral Fees in Your Sleep
Combo Packages
Cool Mortgage Broker Stuff
Cool Lender Stuff
Cool Realtor Stuff
Past Newsletters
Subscribe to C-Loans Newsletter
Contact Us


Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection.  Just $499.

For details, click here or call Alicia Gandy at 916-338-3232


Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing!  That's $1,250 for a $1 million loan.  Click here.


Our Training Course Includes Over 60 Minutes on Fee Collection.  No One Has Collected From More Lying, Deadbeat Borrowers Than George.  You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Alicia at (916) 338-3232 or email her at gandy@blackburne.com


Got a Mortgage Web Site?  Earn $5,000 Referral Fees in Your Sleep!

Just Click Here


Just $2 to $3 Each
Plus 37.5 Bps on Closing.

Click Here for More Details

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

Service Your Own Loans
4-Hour Video Course, How to Find Your Own Private Mortgage Investors - Just $499

Click here for details


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C-Loans.com® is sponsored by C-Loans, Inc. — For more information, contact Alicia Gandy
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (916) 338-3232 * Fax: (916) 338-2328
Real Estate Broker -- California Department of Real Estate -- License Number 01330173

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