Mortgage Stuff C-Loans Client Letter
Volume 9, Issue 2

Newsletter Date:  March 2, 2009

MORTGAGE STUFF ( Client Letter)

You are receiving this letter because you are a commercial mortgage broker client of either Blackburne & Brown or C-Loans, Inc. Removal instructions are below. Today we'll discuss the depression and just how bad things could get.

Joke Du Jour

"Back in 1990, the Government seized the Mustang Ranch brothel in Nevada for tax evasion and, as required by law, tried to run it. They failed and it closed. Now we are trusting the economy of our country and our banking system to the same nit-wits who couldn't make money running a (house of ill repute) and selling whiskey!" -- Maxine, that hilarious, irreverent old lady in the funnies

Just How Bad Could the Depression Get?

It's important that you grasp the concept that the money supply of the United States is disappearing. Unless vigorously countered by the Federal government, the money supply could collapse by 80%. Prices of everything could just keep falling and falling because no one has any money. The multiplier effect working in reverse is like a monetary black hole. Billions of dollars are disappearing daily from our money supply.

"You're crazy, George. Money doesn't just disappear ... and even if it did, the government would just 'print' more."

You really need to read my book, The Reverse Multiplier Effect - When Crushing Deflation Destroys America. It's an exciting action story that teaches the reader a critical economic concept. The multiplier effect works in reverse. If a bank takes in a $1,000 loan payment and fails to recycle that money into a new loan, the money supply contracts by a whopping $20,000.

Can't afford to buy my book? If you create a link to on your website, I'll immediately send you an electronic version (PDF) of my book. We will also pay you a referral fee of 12.5 bps on any closing. We can tell the deal came from you because our software tracks the referring URL and prints it right on the application.

To receive your free copy, simply send me by email a copy of your new link to on your website.

Remember, my book is not some boring economics tome. C'mon, this is 'ole George. I'm a fungi. My book is an action-adventure story with likable characters trying to survive during a terrifying economic and societal collapse. So create that link to, enjoy my book, and earn yourself a $5,000 referral fee as you sleep.

Stockbroker Tip

"I got a good tip from my stockbroker the other day. He said, 'For only 39 cents, I can super-size those fries for you.'" -- Jay Leno

Blackburne & Brown is Hot to Approve Loans

Our private mortgage investors are ravenous for good commercial loans. There are really no decent, competing investments out there with comparable yields. Here is Blackburne & Brown's pricing matrix for commercial real estate loans. If you print it out right now, it will come in very handy very soon.

Got a good commercial loan right now? Please call Mike Thurman at 916-338-3232 or click here to submit a mini-app.

Boa Constrictor Joke

"A family in Brooklyn found a boa constrictor in their couch. They were beginning to get suspicious because they were the only apartment in New York that didn't have rats." -- David Letterman

George, Now You've Scared Me!

Some people are going to get rich from this depression. I have started a second blog, this new one on economics and on how to profit from the Second Great Depression.

New E-Mail Newsletter Service From C-Loans

By sending a regular email newsletter to several hundred referral sources every month, you can build a steady supply of leads. You'll build a true practice, like an attorney or a CPA. We maintain your list. We blast it out. We even write the newsletter for you. Click here for details.

Dog Show Joke

"The Westminster Dog Show is the granddaddy of them all. It is the Oscars of dog shows. It's just like the Oscars, except the speeches are shorter and (there is) slightly less butt-sniffing." -- Craig Ferguson

Are You Following My Commercial Training Blog?

My other blog is free as well, and it teaches you commercial mortgage finance. I used my Commercial Real Estate Loan Tips blog to train my oldest son, George IV, who just graduated from Ohio State University and joined me in the business. Young George has made me so proud. What a thrill for an old dad!

Britney on Japan

"I've never really wanted to go to Japan. Simply because I don't like eating fish. And I know that's very popular out there in Africa." -- Britney Spears

Reuse Our Video Training Course Over and Over

If you order our famous 9-hour video course, How to Broker Commercial Mortgage Loans, you can use this training course again and again to train new loan agents in your office. The cost is still only $499. One company, TCRM Commercial, has used our training video to train over 50 loan agents.

Cannes Film Festival

"So where is the Cannes Film Festival being held this year?" -- Christina Aguilera"

You Need Loan Servicing Income

The fastest and easiest way to build a loan servicing portfolio is to become a hard money lender. Our four-hour video course, How to Find Your Own Private Mortgage Investors, is just $499.

Continents Joke

"A teacher asked us if anybody knew the names of the continents. I was sooo excited. I was like, Darn it! It's my first day of 7th grade, I'm in junior high and I know this answer. So I raised my hand, I was the first one, and I said, 'A-E-I-O-U!'" -- Jessica Simpson

Train Your Entire Staff in Commercial in One Day

You are paying a fortune to keep your doors open.  You can't afford to throw away good commercial leads.  For only $6,000 I will fly out to your office and train your entire staff in commercial mortgage marketing, underwriting, packaging, placement, and fee collection. Suddenly your income potential doubles with no increase in monthly overhead.  I have already trained more than 50 companies. For details please call Alicia Gandy at 916-338-3232..

Alma Mater Joke

A friend of mine is responsible for alumni relations at his high-school alma mater. Last fall, a member of the Class of 86 returned the standard alumni questionnaire with this response: Marital Status - Not good. Wife's Name - Plaintiff.

Buy Commercial Leads for Just $2 to $3 Each

Most lead sellers want $20 to $50 apiece for commercial leads. C-Loans sells them for just $2 to $3 each - plus 37.5 basis points if you close the loan. Click here for more details.

Golf Joke

Stand proud, you noble swingers of clubs and losers of balls.... A recent study found the average golfer walks about 900 miles a year. Another study found golfers drink, on average, 22 gallons of alcohol a year. That means, on average, golfers get about 41 miles to the gallon.

Consult with George for Just $375/Hour

With just a 30 to 60 minute consultation I may be able to help you with your commercial mortgage marketing, your underwriting, your placement of a particular commercial deal, or your fee collection problems. Click here for details.

Speeding Joke

"I was stopped once for going fifty-three in a thirty-five mile zone, but I told them I had dyslexia."

Got a Bankable Commercial Loan? is a commercial mortgage portal, where 750 different banks, conduits, REIT's and hard money lenders accept commercial loan applications from borrowers and mortgage brokers. The user just fills in a single mini-app, and the same mini-app is accepted by every lender. You can sort through hundreds of commercial lenders in seconds, and is free.

Surprising Story

In 1986, Peter Davies was on holiday in Kenya after graduating from Northwestern University. On a hike through the bush, he came across a young bull elephant standing with one leg raised in the air.

The elephant seemed distressed, so Peter approached it very carefully. He got down on one knee and inspected the elephant's foot and found a large piece of wood deeply embedded in it. As carefully and as gently as he could, Peter worked the wood out with his hunting knife, after which the elephant gingerly put down its foot.

The elephant turned to face the man, and with a rather curious look on its face, stared at him for several tense moments. Peter stood frozen, thinking of nothing else but being trampled. Eventually the elephant trumpeted loudly, turned, and walked away. Peter never forgot that elephant or the events of that day.

Over twenty years later, Peter was walking through the Chicago Zoo with his teenaged son. As they approached the elephant enclosure, one of the creatures turned and walked over so it was close to where Peter and his son Cameron were standing. The large bull elephant stared at Peter, lifted its front foot off the ground, and then put it down. The elephant did that several times and then trumpeted loudly, all the while staring at the man.

Remembering the encounter in 1986, Peter couldn't help wondering if this was the same elephant. Peter summoned up his courage, climbed over the railing, and made his way into the enclosure. He walked right up to the elephant and stared back in wonder. The elephant trumpeted again, wrapped its trunk around one of Peter legs, and slammed him against the railing, killing him instantly.

It probably wasn't the same elephant.


Featured Links

Mortgage Stuff C-Loans Client LetterApply for a Commercial Loan
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Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection.  Just $499.

For details, click here or call Alicia Gandy at 916-338-3232


Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing!  That's $1,250 for a $1 million loan.  Click here.


Our Training Course Includes Over 60 Minutes on Fee Collection.  No One Has Collected From More Lying, Deadbeat Borrowers Than George.  You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Alicia at (916) 338-3232 or email her at


Got a Mortgage Web Site?  Earn $5,000 Referral Fees in Your Sleep!

Just Click Here


Just $2 to $3 Each
Plus 37.5 Bps on Closing.

Click Here for More Details

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

Service Your Own Loans
4-Hour Video Course, How to Find Your Own Private Mortgage Investors - Just $499

Click here for details


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® is sponsored by C-Loans, Inc. — For more information, contact Alicia Gandy
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (916) 338-3232 * Fax: (916) 338-2328
Real Estate Broker -- California Department of Real Estate -- License Number 01330173

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