Mortgage Stuff C-Loans Client Letter
Volume 8, Issue 4

Newsletter Date:  May 18, 2008

MORTGAGE STUFF ( Client Letter)

You are receiving this letter because you are a commercial real estate loan client of either Blackburne & Brown or C-Loans, Inc. Removal instructions are below. Today we'll discuss how best to place a commercial real estate loan in today's tighter commercial lending market.

Joke Du Jour

My wife and I were comparing notes the other day. "I have a higher IQ, did better on my SATs and make more money than you," she pointed out. "Yeah, but when you step back and look at the big picture, I'm still ahead," I said. Looking mystified, she asked, "How do you figure?" I replied, "I married better."

First Live Commercial Training Class in Years

On June 20th and 21st George Blackburne is teaching a two-day live commercial mortgage brokerage training class in Los Angeles.

Parrot Joke

On reaching his plane seat, a man is surprised to see a parrot strapped in next to him. He asks the stewardess for a coffee where upon the parrot squawks, "And gets me a whisky, you cow!" The stewardess, flustered, brings back a whisky for the parrot and forgets the coffee. When this omission is pointed out to her, the parrot drains its glass and bawls, "And get me another whisky, you idiot" Quite upset, the girl comes back shaking with another whisky but still no coffee. Unaccustomed to such slackness the man tries the parrot's approach, "I have asked you twice for a coffee. Go and get it now, you stupid witch!" The next moment, both he and the parrot have been wrenched up and thrown out of the emergency exit by two burly stewards. Plunging downwards, the parrot turns to the guy and says, "For someone who can't fly, you sure complain a lot!"

Pricing Matrix for Blackburne & Brown

This is a pretty good time to be a commercial mortgage broker. It's hard for the typical borrower to find a commercial real estate loan on his own right now, so he really needs you.

Here is Blackburne & Brown's pricing matrix for commercial real estate loans. Please be smart and print it out right now.

Great Present for Your Wife

For Mother's Day I bought a digital picture frame for my sweet bride, Cisca. She just loved it. Over 200 of our favorite digital family pictures now rotate through the frame every few minutes.

New Mother Joke

This new mother wrote: During the hectic time after our son was born, my husband and I went weeks without being romantic, and it was taking its toll. As he helped me fold the laundry one day, I pointed to a pile of socks. "Those haven't been mated," I said. My husband replied, muttering under his breath, "I know the feeling."

New E-Mail Newsletter Service From C-Loans

By sending a regular email newsletter to several hundred referral sources every month, you can build a steady supply of leads. You'll build a true practice, like an attorney or a CPA. We maintain your list. We blast it out. We even write the newsletter for you. Click here for details.

Candy and Cigars Joke

One of the single girls in the office came in one morning and began passing out cigars and candy, both tied with blue ribbons. When asked what the occasion was, she proudly displayed a diamond solitaire on her left ring finger. "It's a boy," she announced, "six feet tall, 178 pounds!"

Recent Upgrade to Our Video Training Course

We have just finished adding a new Commercial Loan Packaging CD to our famous, nine-hour video training course, How to Broker Commercial Mortgage Loans. This new section in our training course even teaches you how to create a PDF of your commercial loan package, so you can quickly deliver your deal by e-mail.

Sweatshirt Joke

This gal wrote: One day my housework-challenged husband decided to wash his sweatshirt. Seconds after he stepped into the laundry room, he shouted to me, "What setting do I use on the washing machine?" "It depends," I replied. "What does it say on your shirt?" He yelled back, "University of Oklahoma."

You Need Loan Servicing Income

The difference between a mortgage banker and a mortgage broker is that a mortgage banker services his own loans. Servicing income represents residual income, like renewals for insurance agents. Mortgage bankers survive recessions, while mortgage brokers usually starve, because they enjoy large servicing residuals.

The fastest and easiest way to build a loan servicing portfolio is to become a hard money lender. Our four-hour video course, How to Find Your Own Private Mortgage Investors, is just $499.

Fisherman Joke

Duck decoys, fishing rods, boots -- outdoor gear of all kinds was piled high in the garage. One day I found my wife staring at the mess. "I hope I die first," my wife sighed, "so I don't have to get rid of all this." "Look on the bright side," I suggested. "If I go first, you can put an ad in the paper. When all the men come by to check out the stuff, you can pick out a replacement for me." Still staring at the pile, she said, "Nah. He wouldn't be my type."

Train Your Entire Staff in Commercial in One Day

You are paying a fortune to keep your doors open.  You can't afford to throw away good commercial leads.  For only $6,000 I will fly out to your office and train your entire staff in commercial mortgage marketing, underwriting, packaging, placement, and fee collection. Suddenly your income potential doubles with no increase in monthly overhead.  I have already trained more than 50 companies.

Saleswoman Joke

Traveling is a major part of my wife's job as a saleswoman, and it's not unheard-of for her to visit four or five cities in one week. I hadn't thought too much of it until she returned wiped out from her last long business trip. As her head hit the pillow, she sighed, "It's so nice to be sleeping in my own bed, with my own husband."

Consult with George for Just $375/Hour

With just a 30 to 60 minute consultation I may be able to help you with your commercial mortgage marketing, your underwriting, your placement of a particular commercial deal, or your fee collection problems. Click here for details.

Wedding Ring Joke

This young bride-to-be wrote: What to engrave on the inside of my husband-to-be's wedding ring? I turned to my sister and said, "I want something that has meaning and will remind him of me." Her suggestion? "Put it back on."

Need a Hard Money Commercial Real Estate Loan?

Click here to apply directly to me, George Blackburne, the owner. Blackburne & Brown is now making hard money commercial loans and land loans as low as 11.9% and zero points for 15 years.

Broom Joke

Some lady wrote: People were coming over and I was frantically trying to get the house ready. I was also driving my family crazy, barking out orders to pick up, help set the table and not to mess up the living room. While I was cleaning the kitchen, I realized I'd pushed them too far. "Mary," I snapped at my 12-year-old daughter, "where's the broom?" "I don't know, Mom," she fired back. "Where'd you put it when you landed?"

Got a Bankable Commercial Loan? is a commercial mortgage portal, where 750 different banks, conduits, REIT's and hard money lenders accept commercial loan applications from borrowers and mortgage brokers. The user just fills in a single mini-app, and the same mini-app is accepted by every lender.

You can sort through hundreds of commercial lenders in seconds, and is free.

Batteries Joke

All my husband wanted was to pay for some batteries, but none of the clerks in the electronics store seemed interested in helping him. "I've got an idea," I said, and pulled a tape measure out of my purse. I stepped over to one of the giant plasma-screen TVs and started to measure it. Faster than you can say high definition, a young man came running over. "May I help you?" he asked breathlessly. "Yes," I said. "I'd like to buy these batteries."

The Reverse Multiplier Effect

My new book, The Reverse Multiplier Effect - When Crushing Deflation Destroys America, is a financial thriller that explains the dangers and significant chances of deflation.

Crushing deflation? Has George lost his marbles? Folks, were sitting on a railroad track, and a big, 'ole deflationary freight train is headed our way. This action story will educate and entertain you. And by teaching you the dangers of imminent deflation, it could save your retirement.

Coffee Joke

Late one night I stopped at one of those 24-hour gas station mini-marts to get myself a fresh-brewed cup of coffee. When I picked up the pot, I could not help noticing that the brew was as black as asphalt and just about as thick. "How old is the coffee you have here?" I asked the woman who was standing behind the store counter. She shrugged. "I don't know. I've only been working here two weeks."

Earn $5,000 Referral Fees in Your Sleep

Do you have a mortgage or real estate web page? Simply create a button or banner that says "Commercial Mortgages" and point it to our wonderful on-line commercial mortgage application system. You will earn 1/8th of a point on any loan that closes. Click here for details.

Insomnia Joke

A woman awakes during the night to find that her husband was not in their bed. She puts on her robe and goes downstairs to look for him. She finds him sitting at the kitchen table with a hot cup of coffee in front of him. He appears to be in deep thought, just staring at the wall. She watches as he wipes a tear from his eye and takes a sip of his coffee. "What's the matter, dear?" she whispers as she steps into the room, "Why are you down here at this time of night?" The husband looks up from his coffee, "I am just remembering when we first met 20 years ago and started dating. You were only 16. Do you remember back then?" he asks solemnly. The wife is touched to tears thinking that her husband is so caring, so sensitive. "Yes, I do" she replies. The husband pauses. The words were not coming easily. "Do you remember when your father caught us in the back seat of my car?" "Yes, I remember," said the wife, lowering herself into a chair beside him. The husband continues. "Do you remember when he shoved the shotgun in my face and said, "Either you marry my daughter, or I will send you to jail for 20 years?" "I remember that, too" she replies softly. He wipes another tear from his cheek and says..."I would have gotten out today."


Featured Links

Mortgage Stuff C-Loans Client LetterApply for a Commercial Loan
Mortgage Stuff C-Loans Client LetterList of Lender Phone Numbers
Mortgage Stuff C-Loans Client LetterLearn Commercial Mortgage Finance
Mortgage Stuff C-Loans Client LetterFind Your Own Private Investors
Mortgage Stuff C-Loans Client LetterMarket for Commercial Loans
Mortgage Stuff C-Loans Client LetterFee Collection Course
Mortgage Stuff C-Loans Client LetterEarn Referral Fees in Your Sleep
Mortgage Stuff C-Loans Client LetterCombo Packages
Mortgage Stuff C-Loans Client LetterCool Mortgage Broker Stuff
Mortgage Stuff C-Loans Client LetterCool Lender Stuff
Mortgage Stuff C-Loans Client LetterCool Realtor Stuff
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Mortgage Stuff C-Loans Client LetterSubscribe to C-Loans Newsletter
Mortgage Stuff C-Loans Client LetterContact Us


Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection.  Just $499.

For details, click here or call Alicia Gandy at 916-338-3232


Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing!  That's $1,250 for a $1 million loan.  Click here.


Our Training Course Includes Over 60 Minutes on Fee Collection.  No One Has Collected From More Lying, Deadbeat Borrowers Than George.  You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Alicia at (916) 338-3232 or email her at


Got a Mortgage Web Site?  Earn $5,000 Referral Fees in Your Sleep!

Just Click Here

Do You Buy Home Loan Leads? 

You Have to Manage These Costs and Track Their Success.

Click Here for Special Software to Manage Leads

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

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E-mail or Call George Blackburne at 574-360-2486.


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® is sponsored by C-Loans, Inc. — For more information, contact Alicia Gandy
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (916) 338-3232 * Fax: (916) 338-2328
Real Estate Broker -- California Department of Real Estate -- License Number 01330173

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