Mortgage Stuff C-Loans Client Letter
Volume 6, Issue 11

Newsletter Date:  November 3, 2006

MORTGAGE STUFF ( Client Letter)

You are receiving this email because you are a client of either Blackburne & Brown or C-Loans, Inc. Today we'll discuss the importance of developer experience.

Joke Du Jour

One day Count Dracula is walking down the street when suddenly 10 tons of smoked salmon sandwiches, sausage rolls, chicken wings, chipolatas, potato salad, pizza slices, and deviled eggs fall on him from a great height, crushing him to the ground. "Oh no!" he gasps with his dying breath, "It's Buffet the Vampire Slayer!"

Mortgage Broker Sizzling on C-Loans

"We just closed on C-Loans loan number 159117 ($2.5 million) and C-Loans loan number 162821 ($3.08 million), bringing our year-to-date total of fees paid C-Loans to $54,194 from 10 loan closings. That translates into approximately $90,000 of net fees to Benchmark from your leads! Not bad. That will take care of the overhead and then some. Would I spend $54K to make $90K? It's a no brainer. Thanks for the opportunities."

--- David Smyle, President, Benchmark Financial, Commercial Mortgage Bankers

You too can buy commercial mortgage leads from C-Loans, and once you have closed five loans for us, we'll list you right on C-Loans (clearly marked as a broker). From then on you'll no longer have to pay $1 to $9 for the leads up-front.

Poison Joke

A man goes to see his Rabbi. "Rabbi, something terrible is happening, and I have to talk to you about it." The Rabbi asked, "What's wrong?" The man replied, "My wife is poisoning me." The Rabbi, very surprised by this, asks, "How can that be?" The man then pleads, "I'm telling you, I'm certain she's poisoning me. What should I do?" The Rabbi then offers, "Tell you what. Let me talk to her, I'll see what I can find out, and I'll let you know." A week later the Rabbi calls the man and says, "Well, I spoke to your wife. I spoke to her on the phone for three hours. You want my advice?" The man anxiously says, "Yes." "Take the poison," says the Rabbi

Easily Place Your Commercial Loans on C-Loans

You can place virtually any commercial mortgage loan in just four minutes using Within minutes some of our 750 commercial lenders will be calling you, faxing you, and e-mailing you offers. And is free!

Yield Joke

A hesitant driver, waiting for traffic to clear, came to a complete stop on the freeway ramp. Shortly, the traffic thinned out, but the driver still waited. Finally a furious voice from the vehicle behind him cried, "Hey, you jerk! The sign says, 'Yield', not, 'Surrender!'"

Great Hard Money Commercial Lender

Blackburne & Brown is almost certainly the cheapest commercial hard money lender in the country. We'll make you 15 year commercial hard money loans with no prepayment penalty for just 1.5 to 2.5 points.

Here is our very helpful pricing matrix that you can print out in 10 seconds. You'll find this pricing matrix to be one of the most helpful tools you've ever used. Our volume has tripled since we started supplying it to our brokers.

Or you can call Ryan Jessen at 574-936-6387.

Christmas Diamond Joke

A guy bought his wife a beautiful diamond ring for Christmas. A friend of his said, "I thought she wanted one of those sporty 4-Wheel drive vehicles." "She did," he replied. "But where in the heck was I gonna find a fake Jeep?"

Developer Experience

If you are trying to place a large commercial construction loan, the single most important factor is the experience of the developer.

I'm actually surprised that I'm saying this because until recently I would have said, "The most important factor is the amount of cash the developer has in the deal." However, there are tons of companies supplying equity to developers these days ... but ONLY if the developers have successfully completed a number of similar projects.

So when you are completing your C-Loans app for a $20 million development project on 238 apartment units in Las Vegas, don't be surprised if the deal gets turned down because the largest deal he had done up until now was a $4 million development project on a self-storage facility in Maine.

South Korea Joke

"According to a report by the World Energy Experts, North Korea is so short of electricity that the whole country switches off at 9 o'clock. The electricity is shut off at 9. So it's a country where few people speak English, they have power outages all the time, they're ruled by a funny-looking guy with a strange accent. It's like California, without the traffic." -- Jay Leno

It's Time to Finally Learn Commercial Finance

C-Loans sells a wonderful nine-hour video course entitled, "How to Broker Commercial Loans". Probably at least 3% to 5% of all of the commercial mortgage bankers and commercial mortgage loan officers in the country have taken a version of this course. The cost is just $499. Call Alicia Gandy at 916-338-3232.

Three Joke

The newly-wed wife said to her husband, when he returned from work, "I have great news for you. Pretty soon we're going to be three in this house instead of two." The husband started glowing with happiness and kissing his wife. "Oh darling, I'm the happiest man in the world." But then she said: "I'm glad that you feel that way because tomorrow morning my mother moves in with us."

Earn $5,000 Referral Fees in Your Sleep

If you have a mortgage website, you can earn huge referral fees by merely putting a link to C-Loans on your site. We once paid Alan Dunn of Spydercube is referral fee of $21,250. Click here for details.

Laughter Joke

"I am thankful for laughter, except when milk comes out of my nose." -- Woody Allen

Buy Borrower-Direct Commercial Leads for $1 - $9

Experienced commercial mortgage brokers can now buy commercial mortgage leads from C-Loans for a lousy $1 to $9 apiece, plus a closing fee of 37.5 basis points. You select the type of lead (permanent vs. bridge, etc.), the loan size, the property type, the state, the county and the credit. Click here for more details.

Man Versus Animals Joke

"I had a linguistics professor who said that it's man's ability to use language that makes him the dominant species on the planet. That may be. But I think there's one other thing that separates us from animals. We aren't afraid of vacuum cleaners." -- Jeff Stilson



Featured Links

Mortgage Stuff C-Loans Client LetterApply for a Commercial Loan
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Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection.  Just $499.

For details, click here or call Alicia Gandy at 916-338-3232


Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing!  That's $1,250 for a $1 million loan.  Click here.


Our Training Course Includes Over 60 Minutes on Fee Collection.  No One Has Collected From More Lying, Deadbeat Borrowers Than George.  You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Alicia at (916) 338-3232 or email her at


Got a Mortgage Web Site?  Earn $5,000 Referral Fees in Your Sleep!

Just Click Here

Residential Mortgage Broker Training

Choose From a Dozen Online Courses

Click Here for a List of Helpful Online Courses

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

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E-mail or Call George Blackburne at 574-360-2486.


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® is sponsored by C-Loans, Inc. — For more information, contact Alicia Gandy
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (916) 338-3232 * Fax: (916) 338-2328
Real Estate Broker -- California Department of Real Estate -- License Number 01330173

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