Volume 14 Issue 2

Newsletter Date: January 30, 2014

MORTGAGE STUFF (C-Loans Client Letter)

You are receiving this letter because you are a commercial mortgage broker client of either Blackburne & Sons or C-Loans, Inc. Removal instructions are below. Today we'll talk about the advantage of using LISTS to market for commercial loans. And as always, we have lots of great jokes, funny pics, and a hilarious video for you today too.

Joke Du Jour

The young woman really thought she'd been very patient, through a protracted period of dating with no talk of marriage. One night her steady boyfriend took her to a Chinese restaurant. As he perused the menu, he casually asked her, "So . . . how do you like your rice? Boiled? Steamed? Or fried?" Without missing a beat, she looked over her menu at him and replied clearly, "Thrown.”

Snowman Spring

Submit Your Commercial Mortgage App Today

Blackburne & Sons continues to seek first mortgages between $100,000 to $2.5 million on standing commercial properties nationwide. Please be sure to bookmark our commercial mortgage rate sheet right now.

To apply for a private money commercial loan from Blackburne & Sons, please find your favorite loan officer below:

Tom Blackburne: 574-210-6686
To apply to Tom online, please click here.

Alicia Gandy: 916-338-3232
To apply to Alicia online, please click here.

Desmond Stoll: 916-338-3232
To apply to Desmond online, please click here.

Elephant Tail Joke

A customer walks into a restaurant and notices a large sign on the wall that says, "$500 if we fail to fill your order." When his waitress arrives, he orders elephant tail on rye. She calmly writes down his order and walks into the kitchen. Almost immediately he hears an explosion of voices. The restaurant owner comes storming out of the kitchen and up to the customer's table. He slaps down five $100 bills in front of the man. "You got me this time, buddy," he says, "but I want you to know this -- that's the first time in 10 years we've been out of rye bread."

A Huge Advantage of List Marketing

Commercial loan demand is incredibly slow right now at Blackburne & Sons, but fortunately we are list marketers. We use fax lists, email lists, and snail mail lists, rather than billboards or magazine ads, to generate our commercial loan business.

Therefore I was able to turn to my oldest son, George IV, and say, .

"We need to make our phones ring right now. Please double the number of outgoing email newsletters we send every day."

More on this subject.

Unlucky Guy Joke

Four blokes were sitting in a pub drinking. As time went on, the face of one got longer and longer. "What's the matter, Fred?" "I guess I'm the unluckiest man alive!" "Why so, Fred?" "Well, you know I went to that funeral last week." The other three nodded. "But he was in his nineties!" "I know." He paused as his face got longer. "It's just that I caught the wreath!”

One-Point Commercial Bridge Loans

Please don't forget about Blackburne & Sons' one-point bridge loan product for commercial properties:

Interest Rate: 14.9%
Loan Fee: 1 point + $950 (nothing up-front)
Term: Six months
Prepayment Penalty: None
Maximum Loan-to-Value Ratio: 65% (70% on purchases) Properties: Multifamily (5+ units), Commercial, and Industrial

More on our one-point bridge loan. Please be sure to also subscribe to my blog by typing your email address right below my ugly mugshot.

Rabbit Joke

Q: What do you have if you have 100 rabbits in a row and 99 step back? A: A receding hare line!

Place Your Commercial Loans With C-Loans.com

C-Loans.com is a commercial mortgage portal where you can enter a commercial loan in just four minutes and then submit it to hundreds of different commercial lenders with one click. And C-Loans is free!

Ain't It The Truth? Ain't It the Truth?

"... What makes the muskrat guard his musk?

We're Now Making Home Loans in California

For the past 33 years Blackburne & Sons has exclusively been a commercial lender. That has now changed. We are now aggressively seeking non-owner-occupied home loans in California.

Sorry, folks, we are ONLY licensed to make non-owner-occupied home loans in California. We cannot make home loans in any other state; but we will make invidual commercial loans or blanket residential loans (5+ houses) nationwide.

Got a nationwide commercial deal or a California non-owner-occupied residential deal? Please call your California Loan Officer:

Alicia Gandy at 916-338-3232
NMLS # 389678

Desmond Stoll at 916-338-3232
NMLS # 1013512

Charity Clothes Drive Joke

I just had a call from a charity asking me to donate some of my clothes to the starving people of the world. I told them to (take a long walk off a short pier). Anybody who fits into my clothes certainly isn't starving!!

Nine-Hour Video Course on How to Broker Commercial Mortgage Loans

This is my bread-and-butter course that teaches you how to market for commercial loans, how to underwrite them (the ratios), how to place them, and how to collect your fee. Thousands of very happy commercial mortgage brokers have taken this course. Details.

Sympathetic Wife Joke

My wife, a registered nurse, once fussed over every pain or mishap that came my way. Recently, however, I got an indication that the honeymoon was over. I was about to fix the attic fan, and as I lifted myself from the ladder into the attic, I scratched my forehead on a crossbeam. Crawling along, I picked up splinters in both hands, and I cut one hand replacing the fan belt. On the way down the ladder, I missed the last two rungs and twisted my ankle. When I limped into the kitchen, covered in dust and blood, my wife took one look and said, "Are those your good pants?"

Great New Apartment Loan Program

You're probably used to thinking of Blackburne & Sons as a subprime commercial lender, but since our acquistion of CommercialMortgage.com (I paid more than a house), some of the nation's largest commercial mortgage investors are giving us wonderful opportunities. Please be sure to check out our great new apartment program.

To apply for an apartment loan from Blackburne & Sons, please find your favorite loan officer below:

Tom Blackburne: 574-210-6686
To apply to Tom online, please click here.

Alicia Gandy: 916-338-3232
To apply to Alicia online, please click here.

Desmond Stoll: 916-338-3232
To apply to Desmond online, please click here.

The Walking Dead - Bad Lip Reading

The world's oddest video ever.

Earn Big Referral Fees. We've Made It Really Easy.

Blackburne & Sons will pay you a referral fee of 20% of our loan fee, just for providing us with the name and the phone number of a prospective commercial mortgage borrower. We once paid a referral fee of $21,250 to a guy named Alan Dunn.

Just click here to refer us a commercial loan.

Butler Joke

"Oprah's movie 'The Butler' was not nominated for the best picture Oscar. Oprah is said to be very disappointed, but she's being comforted by her seven hundred REAL butlers." -- Conan O’Brien

Buy Commercial Leads

You can buy commercial leads from C-Loans for just $1 to $9, plus 37.5 bps. when the deal closes.

The World's Most Foolish Mortgage Broker

I would nominate the broker who does not subscribe to my blog. Folks, I have a bad ticker. I had a heart attack and a triple bypass 10 years ago, at the ripe, young age of just 50. This blog is my desperate attempt to pass on a lifetime of knowledge and experience in commercial real estate finance to my wonderful sons, George IV and Tom, before I suddenly drop dead. You can spy on this wonderful training for free.

Let me put it another way. Every single lesson in every one of my expensive training courses started out first as a free blog article. Hellooo?

So please go to my blog right now, find my ugly picture, and insert your email address in the space immediately below. You will learn soooo much. I am starting to get into some really advanced and sophisticated subjects right now.

Featured Links

Apply for a Commercial Loan
List of Lender Phone Numbers
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Find Your Own Private Investors
Market for Commercial Loans
Fee Collection Course
Earn Referral Fees in Your Sleep
Combo Packages
Cool Mortgage Broker Stuff
Cool Lender Stuff
Cool Realtor Stuff
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Contact Us

Learn to Broker $10MM Commercial Deals.

9-Hour Video Program Including Marketing, Underwriting, Packaging, Placement and Fee Collection. Just $499.

For details, click here or call Mick Carlson at 574-855-6292

Refer Loans to C-Loans By Hand and Earn Huge Referral Fees

Just input the email address of a borrower or broker and earn one-eighth of a point at closing! That's $1,250 for a $1 million loan. Click here.

Our Training Course Includes Over 60 Minutes on Fee Collection. No One Has Collected From More Lying, Deadbeat Borrowers Than George. You Can Order the Fee Agreement and Collection Training Separately for $199.

Call Mick at (574) 855-6292 or email him at mcarlson@blackburne.com

Got a Mortgage Web Site? Earn $5,000 Referral Fees in Your Sleep!

Just Click Here


Just $2 to $3 Each
Plus 37.5 Bps on Closing.

Click Here for More Details

Read the C-Loans Blog

Pick up lots of great commercial brokerage practice tips for free.

Click here and bookmark it.

Service Your Own Loans
4-Hour Video Course, How to Find Your Own Private Mortgage Investors - Just $499

Click here for details

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C-Loans.com® is sponsored by C-Loans, Inc. — For more information, contact Mick Carlson
4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 telephone: (574) 855-6292 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 01330173

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