C-LOANS
LENDER LETTER Joke
Du Jour
This woman wrote: Still not grasping just how important football was to my new husband, I plunked myself down next to him on the couch while he watched a game and began to chat. After being shushed a few times, I gave him a look. Immediately contrite, he picked up the remote. "I'm sorry, honey," he apologized. "I'm being rude. You go ahead and talk -- I'll just turn up the volume."
Are You Being Left Behind?
I remember when mp3 players first became popular. I panicked because I had not yet figured out how to use compact disks (CD's). While I was still using cassettes, a whole generation of music players (CD's) had become popular and then had become passe when new technology arrived. I was being left behind.
Helloooo? Those of you who have not yet accessed your C-Loans Lender Vault are also being left behind. If you have not yet accessed your Lender Vault, it is probably because you have yet to close a loan on C-Loans. You have only been working your leads at half-speed because you're not yet convinced that commercial mortgage loans really can be originated online.
Well, guess what? While you were wondering whether this "internet thing" was really going to catch on, competing C-Loans lenders closed 221 different commercial loans last year.
And now these early adopters have moved on to a whole new technology. While you are still waiting for your best brokers to call, these early adopters are now going into the C-Loans database and simply buying the exact deals that their Loan Committees have requested. There are almost 150,000 commercial loan applications from which to choose.
Its okay to feel a little bit of panic. You have yet to really use C-Loans 2000 technology, and your competitors are now using C-Loans 2006 technology. You are just experimenting with CD's, and now modern mp3 players come with video.
It is not too late to catch up. I did. I watched an episode of my favorite TV show on my iPod today while I sat in the dentist's office.
In two weeks C-Loans lenders will have to start paying money ($1 to $30 per lead) to access the perfect loans to be found in their Lender Vault. You really-really need to get yourself some "free" leads while they are still "free" (you'll still owe your normal software licensing fee if a deal closes). C-Loans Classic is now passe. The smart lenders are going out and hand-picking the perfect deals. Please click here to enter your Lender Vault.
Trivia Joke
My wife and I were playing Trivia for Dummies when she amazed me by answering correctly that there are seven rays on the crown of the Statue of Liberty. "How in the world did you know that?" I asked. Rolling her eyes, she answered, "Duuuhh...the seven original colonies!"
Your First Trip to Your Lender Vault
To search and find a whole pile of absolutely perfect deals for your bank, just go to your Lender Vault and type in your email address and a new password. The first time you use the vault you will be asked to click on a link to send yourself an email. When you receive the email, you merely click on the link in the body of the email to confirm your legitimacy. Then you can come back to the Lender Vault, log back in with your password, and begin to Search for Leads.
Miss America Joke
It was gone, maybe you didn't even know it was gone, but now it's back, I'm talking about the Miss America pageant. Everybody has Miss America fever. In fact, earlier today, President Bush promised to rebuild Miss Louisiana." -- David Letterman
You Can Save Your Search Criteria
If you check the boxes indicating that you want construction loans from $1 million to $7 million in the northern seven counties of Colorado on the four major food groups, you only have to create this search once. With one click you can save your search criteria.
The wise lender will come to his Lender Vault several times a day and simply run his saved search. It will take less than two minutes to log in and view the new, perfect deals.
Remember, most lenders only receive "organically" about one out of every seven deals that are perfect for their bank.
To start downloading "free" leads before it is too late, just go to your Lender Vault.
On Our Own Joke
"I have come to realize that we are all truly on our own. Today, my wife yelled, 'What do you want from me? I made you a bowl of cereal!'" -- Paul Alexander
Looking Out for Number One - Yourself
When you become harried with too many phone calls from newbie mortgage brokers with one-off deals, please remember where your bread is buttered. Your career is advanced when you work your C-Loans leads first.
Your loan volume roughly doubles every time you close a C-Loans deal. Your permanent lender score also improves, moving you closer to the very top of the Suggested Lender List. It is at the very top of the Suggested Lender List where the cleanest and most perfect deals can be found. Finally, your lender score follows you from bank to bank. You can start day one at your new bank with enough leads in your email box to keep you busy all day long.
Someday we predict that the very hiring process for commercial loan officers could be affected by their permanent C-Loans lender score. "The reason you should hire me, Mr. SVP of the new bank, is because I have closed twelve loans for C-Loans. The day I come to work for your bank I will bring with me enough commercial loan volume to double your current production."
So the wise commercial loan officer is looking out for 'ole numero uno when he works his C-Loans app's first.
Job Interview Joke
At the end of a job interview, the human resources person asked a young engineer just out of MIT what kind of salary he was looking for. "In the neighborhood of $300,000 a year, depending on the benefits package," he said. "Well, what would you say to a package of 5-weeks vacation, 14 paid holidays, full medical and dental, company matching retirement fund to 50% of salary, and a company car...say, a red Corvette?" "Wow! Are you kidding?" responded the engineer. "Yeah," replied the interviewer, "but you started it."
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