C-LOANS
LENDER LETTER Joke
Du Jour
The
pro football team had just finished their daily practice
session when a large turkey came strutting onto the field.
While the players gazed in amazement, the turkey
walked up to the head coach and demanded a tryout.
Everyone stared in silence as the turkey caught pass after
pass and ran right through the defensive line.
When
the turkey returned to the sidelines, the coach shouted,
"You're terrific!!! Sign up for the season, and
I'll see to it
that you get a huge bonus."
"Forget
the bonus," the turkey said, "All I want to know is, does
the season go past Thanksgiving Day?"
And
the Race is On!
Ever
wonder where your bank stands in terms of closings on C-Loans?
Here are the All-Stars:
TCRM
Financial - 22 closings
Metwest
Commercial Lenders - 21 closings
Integrity
Finanancial - 17 closings
PMB
Capital - 17 closings
National
Apartment Finance - 16 closings
Wells
Fargo Bank - 13 closings
Community
Commerce Bank - 11 closings
Lockheed/Telesys
Credit Union - 10 closings
Please
note that, with the possible exception of Wells Fargo Bank,
none of the lenders above has market-dominating
rates. C-Loans is not about having a
rate that is 12.5 BP's lower than the next guy.
These
lenders are successful because their loan agents call their
C-Loans applications within one hour. These loan agents
don't just send a casual email 32 hours later. They
call right away.
This
is all wonderful news. It means your bank can compete
with anyone. C-Loans
really is not about tiny differentials in rate. It's
about prompt service, something we can all give.
Divorce
Award Joke
"Mr.
Clark, I have reviewed this case very carefully," the divorce
court Judge said, "And I've decided to give your wife $775
a week."
"That's
very fair, your honor," the husband said. "And every now
and then I'll try to send her a few bucks myself."
Does
Email Work?
This
is George Blackburne at C-Loans, and I hereby declare that
I am an idiot. I goofed up big-time. I never
should have created an EasyReply option that allows you
to express interest in a deal by email. What an idiot
I was! I'll bet that foolish decision cost C-Loans
over $1 million.
C-Loans
has closed almost 500 commercial loans; and I am prepared
to bet big money that -
...
not a single one of them started with the loan officer sending
an email, "I'm interested. Please send me a package".
It's
a lot of work to send in a package. Borrowers and
brokers need verbal assurance that you are indeed interested
in their deal. They are worried about the tiny black
hair on their deal (every commercial deal ever written has
at least one). They need you to say that this not
a problem.
So
if you are sending emails, rather than calling, well ...
why bother? Really. It's never going to work.
The positive EasyReply button should only be used if you
have already left your name and number and want to follow
up your phone message with a further expression of interest.
Monopoly
Joke
Growing
up as a kid, I learned all about capitalism through the
board game Monopoly. I mean, what better way to teach a
young mind the way our economy functions. I loved this game
and still do. Only now, as an adult I have some questions
that
remain unanswered.
For
instance, if I have all this money and own all this real
estate ... why am I still driving around in a thimble?
But
Isn't the New Exciting?
The
guys closing all of the C-Loans deals have rates no better
yours. They are not 12-feet tall. They're mortal,
so they can be beaten!
Parting
Joke
Walking
up to a department store's fabric counter, the pretty girl
said, "I would like to buy this material for a new dress.
How
much does it cost?" "Only one kiss per yard," replied the
male
clerk with a smirk.
"That's
fine," said the girl. "I'll take ten yards." With
expectation and anticipation written all over his face,
the clerk quickly measured out the cloth, wrapped it up,
then teasingly held it out.
The
pretty girl snapped up the package, pointed to the old geezer
standing beside her, and smiled, "Grandpa will pay the bill."
|
