C-LOANS
LENDER LETTER Joke
Du Jour
A
duck walks into a bar and orders a beer and a sandwich.
The bartender looks at him and says, "But you're
a duck."
"I
see your eyes are working," replies the duck.
"And
you talk!" exclaims the bartender.
"I
see your ears are working," says the duck,
"Now can I have my beer and my sandwich,
please?"
"Certainly,"
says the bartender, "Sorry about
that, it's just we don't get many ducks in this pub.
What are you doing round this way?"
"I'm
working on the building site across the road," explains
the duck. So the
duck drinks his beer, eats his sandwich, pays and leaves.
This continues for 2 weeks.
Then
one day the circus comes to town. The ringleader of
the circus comes into
the pub and the bartender tells him about the incredible
talking duck. "Marvelous!"
says the ringleader, "Get him to
come see me."
So
the next day, the duck comes into the pub. The bartender
says, "Hey, Mr. Duck, I lined you up with a top job paying
really good money!"
"Yeah?"
says the duck, "Sounds great, where is it?" "At the
circus" says the bartender. "The circus?" the duck
inquires. "That's right," replies the bartender.
"The
circus? That place with the big tent? With all the
animals? With the big canvas roof with the hole in the middle?"
asks the duck. "That's right!" says the bartender.
The
duck looks confused and asks: "What the heck do they want
with a carpenter?"
C-Loans
Closed $115 Million in 2004!
I
almost fainted when Alicia announced that C-Loans had closed
$115 million in commercial loans in 2004.
Seven
years ago, when we were shopping for venture capital, our
wildest projections called for closing just $100 million
per year. I'll bet those VC guys are kicking themselves
now. We funded the $1.5 million development cost
of C-Loans out of our own pockets, so we still own the whole
company. What a dream come true.
So
thanks, guys and ladies! Without your hard work and
meticulous honesty, this wonderful site never leaves the
starting blocks. Really ... thank you!
Next
year - $200 million.
Charlie
Brown Joke
"Charlie
Brown is the one person I identify with. Charlie Brown
is such a loser.
He wasn't even the star of his own Halloween
special."
--- Chris Rock
Let's Celebrate for These Banks
It's
a big deal when a banker closes his very first loan for
C-Loans. First of all, your loan volume will roughly
double. More importantly, you will finally become
a believer. So let's celebrate the first closing for
the following bankers:
Dennis
Waldvogel of Central Minnesota Federal Credit Union
of Melrose, MN closed a $3,280,000 development loan on land
in St. Cloud, MN.
Larry
Romero of Hawthorne Savings Bank in El
Segundo, CA closed a $1,925,000 construction loan on an
apartment building in Riverside, CA.
Bart
Ellison of Citizens National Bank of Springfield
in Springfield, MO closed a $144,800 first mortgage on a
self storage facility in Republic, MO.
James
Bartel of Northstar Bank in Seattle, WA
closed a $1,200,000 first mortgage on a commercial building
in Seattle, WA.
Matt
Hunt of Alta Commercial Capital in Salt
Lake City, UT closed a $382,000 first mortgage on a commercial
building in San Jose, CA.
Anthony
Christopher of CNL Commercial Finance of
Alpharetta, GA closed a $1,075,000 first mortgage on a mixed-use
property in Nashville, TN.
John
Connolly of Wilber National Bank in Oneonta,
NY closed a $600,000 first mortgage on a self storage facility
in Castleton, NY.
Jeff Moss of Bond Street Capital of Agoura
Hills, CA closed a $950,000 first mortgage on a gas station
in Lindenhurst, NY.
Chris Boulter of Val-Chris Investments
in Irvine, CA closed a $170,000 first mortgage on an office
building in Victorville, CA.
Odd
Couple Joke
OSCAR
MADISON (Walter Matthau): "I cannot stand little notes on
my pillow! 'We are all out of cornflakes, F.U.'
It took me three
hours to figure out F.U. was Felix Unger."
--- THE ODD COUPLE, 1968
The
Efficiency of C-Loans
Consider
the following: You get a lead call. You spend
seven minutes ferreting out the flaw in the deal and eventually
turn the deal down. In that same seven minutes you
could have reviewed 20 C-Loans deals! C-Loans is far
more efficient.
Keep
working on your lender profile. If you are getting
loans of the wrong size or in the wrong location or on the
wrong type of property, please be sure to tell us.
We want your lender profile to be as sharp as an engineer's
pencil.
Remember,
we have been around for 25 years. Once your profile
is perfect, you will enjoy the benefits for at
least the next decade.
Good
Lesson to Share With Our Kids
Expecting
the world to treat you fairly because you are good is like
expecting the bull not to charge because you are
a vegetarian."
--- Dennis Wholey
Banking
is About Relationships
In
the old days, the wise banker cultivated his relationship
with the bank's large depositors. Good bank customers
we would call these heavy hitters.
But
today most banks have plenty of deposits. Most banks
could use a few more good loans.
So
if you ever get busy and something has to be neglected,
please try not to neglect your C-Loans app's. The
permanent lender bonus points you earn will follow you from
bank to bank throughout your career.
If
times ever get tough for the bank, and your compensation
becomes mostly commission, you will bless the day
you earned these lifetime lender bonus points.
And
C-Loans is an important customer to the bank. We have
been around for 25 years now, so we will be here for at
least the next decade to bring your bank lots of sweet loans
every week. So please fight for our deals in Loan
Committee.
And we
sincerely value you too! Most importantly, you guys
are honest and work our loan app's diligently. And
if the dollar crashes, we could see a huge liquidity crisis.
Borrowers will once again be lining up in front of your
desk. If this happens, we hope and pray you will remember
your buddies at 'ole C-Loans. Gulp.
More
Cute Ones for the Kids
Q:
What did the rabbit give his girlfriend for Christmas?
A:
A 14 carrot ring.
A
man went to visit his doctor. "Doctor, my arm hurts bad.
Can you check it out please?" the man pleads.
The doctor rolls up the man's sleeve and suddenly hears
the arm talk ...
"Hello
Doctor, could you lend me twenty bucks please? I'm
desperate," the arm says.
The
doctor says, "Aha! I see the problem. Your arm
is broke!"
Please
Refer Your Turndowns to C-Loans
If
you're not doing this, you are really blowing it!
You could double or even triple
your volume of C-Loans leads.
Every
day you take calls from borrowers and brokers on deals that
you can't make. If you refer these loans to C-Loans,
you can receive valuable lender bonus points. If your
bank will allow it, you can also receive referral fees.
Just
go to http://www.c-loans.com/refer and
enter the email address of your borrower. If the borrower
applies for a loan through C-Loans, you will receive 5 lender
bonus points for 30 days.
And
if the deals closes, you will receive 10 lifetime
lender bonus points that will follow you from bank to bank.
It takes just 30 seconds to send a ship out to sea.
Do
you want more C-Loans deals? Do you want to earn more
commissions? Then just enter the email address of
your turndowns! The extra lender bonus points could
catapult you to the very top of the Suggested Lender List.
You could double or even triple
your volume of C-Loans leads!!
Why
not come to our referral page right now and make it a Favorite
for easy reference? http://www.c-loans.com/refer
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