Commercial Real Estate Loans > Commercial Financing and Small Business Loans

Commercial Financing and Small Business Loans

The SBA Does Not Guarantee Loans on Mixed Use Properties

Today a C-Loans user wrote to us that C-Loans was totally worthless and a waste of his time. He had applied for an SBA loan on a mixed use property, and he was immensely frustrated when the C-Loans system could not suggest a single suitable commercial lender.

A mixed use property is one that has both a commercial component and a residential component. The most common example can be found in inner cities, where there will be a storefront on the ground floor and maybe one or two apartment units on top.

The reason why no commercial lenders appeared for this frustrated user is because the SBA does not guarantee loans on mixed use properties.

Mixed use properties are classified as investment properties, and the SBA is not chartered to help investors become more wealthy. Instead the SBA is chartered to help small businesses grow and hopefully hire more workers.

You can find scores of SBA lenders on C-Loans for owner-user properties, such as industrial buildings and office buildings: C-Loans Commercial Mortgage Lender Databank

• Apply for a Commercial Loan
• Commercial Real Estate Loans
• Construction Loans
• Structured Finance
• Hard Money Loans
• Bridge Loans
• Land Loans
• Acquisition and Development Loans
• Contact Us
  
• Why Most Commercial Lenders Forbid Second Mortgage Loans
• Commercial Lenders Use the Lower of Purchase Price or Appraisal
• Commercial Financing and Preparing Pro Forma Operating Statements on Commercial Property
• Commercial Financing and How to Guestimate a Commercial Triple Net Lease Rate
• Commercial Financing on Small Apartment Buildings
• Commercial Financing and Prepayment Penalties on Commercial Mortgage Loans
• Commercial Financing and the Abundance of Commercial Mortgage Money
• Commercial Financing and the Commercial Finance Term "Standing Property"
• Commercial Financing and Blanket Commercial Loans
• Commercial Financing and Small Business Loans
  
• C-Loans Home Page